Credit Services
Financial Services29 US-listed companies tracked
Credit Services companies extend credit cards and installment loans to consumers, earning revenue through interest income and membership or transaction fees. Profitability hinges directly on interest rate policies set by the Federal Reserve, consumer unemployment and delinquency trends, competitive pricing, and regulatory capital requirements. TrendMatrix ranks 28 US-listed Credit Services stocks by 10-dimension quantitative score, refreshed every 5 minutes during market hours with a full reanalysis nightly.
Ranked stocks
| # | Symbol | Score | Verdict | Price | Upside | ||
|---|---|---|---|---|---|---|---|
| BUY (Strong Buy Now + Strong Buy Wait) | |||||||
| 1 | CACC | 6.3 | Buy Wait | $553.50 | +7.6% | ||
| 2 | V | 6.3 | Buy Wait | $323.25 | +15.1% | ||
| 3 | OMF | 6.1 | Buy Wait | $57.50 | +9.5% | ||
| HOLD / WATCH | |||||||
| 4 | ENVA | 6.7 | Hold | $191.00 | +15.8% | ||
| 5 | EZPW | 6.6 | Hold | $31.32 | +10.2% | ||
| 6 | SEZL | 6.6 | Hold | $138.00 | +22.0% | ||
| 7 | JCAP | 6.5 | Hold | $16.36 | +38.3% | ||
| 8 | ALLY | 6.3 | Hold | $45.12 | +9.6% | ||
| 9 | BFH | 6.2 | Hold | $102.20 | -0.6% | ||
| 10 | FCFS | 6.1 | Hold | $224.89 | +2.4% | ||
| 11 | SYF | 6.0 | Hold | $73.63 | +9.5% | ||
| 12 | SOFI | 5.8 | Hold | $17.13 | +14.0% | ||
| 13 | QFIN | 5.5 | Hold | $15.42 | +23.8% | ||
| SELL | |||||||
| 14 | ECPG | 7.0 | Sell | $81.34 | +16.0% | ||
| 15 | MA | 6.2 | Sell | $491.20 | +21.1% | ||
| 16 | FINV | 6.1 | Sell | $5.04 | +26.2% | ||
| 17 | AGM-A | 6.0 | Sell | $140.00 | -1.6% | ||
| 18 | KLAR | 6.0 | Sell | $16.74 | +27.8% | ||
| 19 | AGM | 5.9 | Sell | $182.11 | +3.4% | ||
| 20 | AXP | 5.9 | Sell | $330.00 | +0.1% | ||
| 21 | SLM | 5.9 | Sell | $22.38 | +12.0% | ||
| 22 | UPST | 5.9 | Sell | $31.62 | +18.4% | ||
| 23 | AFRM | 5.6 | Sell | $68.12 | +13.1% | ||
| 24 | COF | 5.6 | Sell | $187.08 | +24.1% | ||
| 25 | PYPL | 5.4 | Sell | $42.01 | +14.2% | ||
| 26 | LU | 5.3 | Sell | $1.38 | +78.2% | ||
| 27 | NNI | 5.2 | Sell | $130.30 | -0.7% | ||
| 28 | SLMBP | 4.9 | Sell | $74.83 | -1.4% | ||
| 29 | WU | 4.7 | Sell | $7.60 | +4.6% | ||