Jefferson Capital, Inc. (JCAP) Stock Analysis
Recovery setup
Financial Services · Credit Services
Hold if already holding. Not a fresh buy at $16.36, but acceptable to hold if already in. Reason: Market cap $0.91B below $1B minimum.
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage... Read more
Hold if already holding. Not a fresh buy at $16.36, but acceptable to hold if already in. Reason: Market cap $0.91B below $1B minimum. Chart setup: Death cross but MACD improving, RSI 42. Market cap $0.91B below $1B minimum. Not in investable universe. Score 6.5/10, moderate confidence.
Passes 8/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 59d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.
Recent developments
updated 2026-06-14Recent Developments — Jefferson Capital, Inc.
Latest news
- NEWS Earnings call transcript: Jefferson Capital beats Q1 2025 EPS forecast By Investing.com - Investing.com Canada — Investing.com Canada positive
- NEWS Jefferson Capital, Inc. Reports Earnings Results for the First Quarter Ended March 31, 2026 - marketscreener.com — marketscreener.com neutral
- NEWS Earnings Flash (JCAP) Jefferson Capital, Inc. Reports Q1 Revenue $176.4M, vs. FactSet Est of $169.3M - marketscreener.co — marketscreener.com positive
- NEWS Earnings Flash (JCAP) Jefferson Capital, Inc. Posts Q1 Adjusted EPS $0.73 per Share, vs. FactSet Est of $0.70 - marketsc — marketscreener.com positive
- NEWS Jernigan Capital (JCAP) Stock Trends and Sentiment 2026 - MarketBeat — MarketBeat neutral
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
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Quality Signals
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 ceiling hit
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $16.36, but acceptable to hold if already in. Reason: Market cap $0.91B below $1B minimum. Chart setup: Death cross but MACD improving, RSI 42. Market cap $0.91B below $1B minimum. Not in investable universe. Target $22.62 (+38.3%), stop $15.34 (−6.6%), A.R:R 6.1:1. Score 6.5/10, moderate confidence.
Take-profit target: $22.62 (+38.3% upside). Target $22.62 (+38.3%), stop $15.34 (−6.6%), A.R:R 6.1:1. Stop-loss: $15.34.
Market cap $0.91B below $1B minimum.
Jefferson Capital, Inc. trades at a P/E of 3.2 (forward 5.6). TrendMatrix value score: 9.3/10. Verdict: Hold.
13 analysts cover JCAP with a consensus score of 4.2/5. Average price target: $26.
What does Jefferson Capital, Inc. do?Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United...
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers consumer receivables, including credit card, secured and unsecured automotive, utilities, telecom, and other receivables. It also provides debt servicing and other portfolio management services to credit originators for nonperforming loans. Jefferson Capital, Inc. was founded in 2002 and is headquartered in Minneapolis, Minnesota.