FirstCash Holdings, Inc. (FCFS) Stock Analysis
Breakout setup
Financial Services · Credit Services
Wait for pullback to $196.79. BUY gates pass at $216.34, but analyst target reached - limited upside remaining and near 52-week high (4.7% away) argue for a more patient entry. Engine's entry $196.79 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum.
FirstCash Holdings is the leading pawn operator with 3,300+ stores across the US (29 states), Latin America (Mexico, Guatemala, El Salvador, Colombia), and the UK (H&T acquired August 2025). Revenue comes from pawn loan fees, retail merchandise sales of collateral-forfeited... Read more
Wait for pullback to $196.79. BUY gates pass at $216.34, but analyst target reached - limited upside remaining and near 52-week high (4.7% away) argue for a more patient entry. Engine's entry $196.79 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Maintain position. Not compelling to add more. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Score 6.3/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news boost earnings 0.70, news boost analyst 0.70, earnings proximity 89d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicLatin America10-K Item 1A: 'The Company's financial position and results of operations may fluctuate significantly due to fluctuations in currency exchange rates in most Latin American markets'
- MEDIUMCommoditygold and precious metals10-K Item 1A: 'Declines in commodity market prices of gold, other precious metals and diamonds could negatively affect the Company's profits'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $196.79. BUY gates pass at $216.34, but analyst target reached - limited upside remaining and near 52-week high (4.7% away) argue for a more patient entry. Engine's entry $196.79 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Chart setup: Golden cross, above all MAs, RSI 66, MACD bullish. Maintain position. Not compelling to add more. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Target $222.71 (+2.9%), stop $182.71 (−18.4%), Setup A.R:R 1.8:1. Score 6.3/10, moderate confidence.
Take-profit target: $222.71 (+12.8% upside). Target $222.71 (+2.9%), stop $182.71 (−18.4%), Setup A.R:R 1.8:1. Stop-loss: $182.71.
Analyst target reached - limited upside remaining; Near 52-week high (4.7% away); Leverage penalty (D/E 1.1): -0.5.
FirstCash Holdings, Inc. trades at a P/E of 27.3 (forward 17.6). TrendMatrix value score: 6.2/10. Verdict: Buy (Wait for Entry).
13 analysts cover FCFS with a consensus score of 4.1/5. Average price target: $241.
What does FirstCash Holdings, Inc. do?FirstCash Holdings is the leading pawn operator with 3,300+ stores across the US (29 states), Latin America (Mexico,...
FirstCash Holdings is the leading pawn operator with 3,300+ stores across the US (29 states), Latin America (Mexico, Guatemala, El Salvador, Colombia), and the UK (H&T acquired August 2025). Revenue comes from pawn loan fees, retail merchandise sales of collateral-forfeited goods, and retail POS payment solutions (AFF).