Encore Capital Group Inc (ECPG) Stock Analysis
Breakout setup
Financial Services · Credit Services
Sell if holding. Multiple concerning factors at $82.76: Leverage penalty (D/E 3.9): -1.5; Value-trap signals (2/5): High leverage (D/E 3.9), Negative free cash flow.
Encore Capital Group is an international specialty finance company that purchases defaulted consumer receivables at discounts and manages collections through MCM (U.S. market leader) and Cabot (one of the largest in Europe/UK). Revenue is generated from cash collections on... Read more
Sell if holding. Multiple concerning factors at $82.76: Leverage penalty (D/E 3.9): -1.5; Value-trap signals (2/5): High leverage (D/E 3.9), Negative free cash flow. Chart setup: Golden cross, above all MAs, RSI 54, MACD bullish. Score 6.7/10, moderate confidence.
Passes 7/9 gates (positive momentum, favorable risk/reward ratio, clean insider activity, news events none recent, earnings proximity 51d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.
Recent developments
updated 2026-06-15Recent Developments — Encore Capital Group Inc
Latest news
- NEWS Encore Capital Group (ECPG) to Release Quarterly Earnings on Wednesday - MarketBeat — MarketBeat neutral
- NEWS Encore Capital Group (NASDAQ:ECPG) Rating Lowered to "Hold" at Zacks Research - MarketBeat — MarketBeat negative
- NEWS Encore Capital Group (ECPG) price target increased by 16.94% to 98.60 - MSN — MSN positive
- NEWS Encore Capital Group (ECPG) Q1 Earnings: What To Expect - TradingView — TradingView neutral
- NEWS Cwm LLC Has $1.36 Million Stock Position in Encore Capital Group Inc $ECPG - MarketBeat — MarketBeat positive
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMcounterpartyconcentrated portfolio sellers10-K Item 1A: 'A significant percentage of our portfolio purchases for any given fiscal quarter or year may be concentrated with a few large sellers, some of which may also involve forward flow arrangements.'
Material Events(8-K, last 90d)
- 2026-03-20Item 5.02LOWDirector Wendy Hannam notified the Company she will not stand for re-election at the 2026 Annual Meeting. Decision not the result of any disagreement with the Company. Will continue serving as director until Annual Meeting.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker·2 ceiling hits
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Analyst Consensus
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Multiple concerning factors at $82.76: Leverage penalty (D/E 3.9): -1.5; Value-trap signals (2/5): High leverage (D/E 3.9), Negative free cash flow. Chart setup: Golden cross, above all MAs, RSI 54, MACD bullish. Prior stop was $77.72. Score 6.7/10, moderate confidence.
Take-profit target: $94.35 (+14.0% upside). Prior stop was $77.72. Stop-loss: $77.72.
Leverage penalty (D/E 3.9): -1.5; Value-trap signals (2/5): High leverage (D/E 3.9), Negative free cash flow.
Encore Capital Group Inc trades at a P/E of 6.3 (forward 6.1). TrendMatrix value score: 8.7/10. Verdict: Sell.
10 analysts cover ECPG with a consensus score of 4.0/5. Average price target: $111.
What does Encore Capital Group Inc do?Encore Capital Group is an international specialty finance company that purchases defaulted consumer receivables at...
Encore Capital Group is an international specialty finance company that purchases defaulted consumer receivables at discounts and manages collections through MCM (U.S. market leader) and Cabot (one of the largest in Europe/UK). Revenue is generated from cash collections on purchased portfolios and debt servicing operations in Europe.