OneMain Holdings, Inc. (OMF) Stock Analysis
Recovery setup
Financial Services · Credit Services
Wait for pullback to $53.37. At $56.71 the A.R:R is 0.5:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $53.37 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 4.0%; Leverage penalty (D/E 6.6): -1.5.
OneMain Holdings is a leading nonprime consumer lender operating through more than 1,300 branch locations in 48 states plus digital channels, offering personal loans, auto finance, and credit cards. As of December 31, 2025, it had $24.8 billion in finance receivables from... Read more
Wait for pullback to $53.37. At $56.71 the A.R:R is 0.5:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $53.37 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 4.0%; Leverage penalty (D/E 6.6): -1.5. Chart setup: Death cross but MACD improving, RSI 63. V9 Gate blocked: R/R 0.5x at spot < 1.5 minimum. Wait for improvement. Score 6.2/10, moderate confidence.
Passes 8/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 38d clear, semi cycle peak clear, materials cycle peak clear, sector concentration cap sector=financial services 3/10). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-15Recent Developments — OneMain Holdings, Inc.
Latest news
- NEWS OneMain (NYSE: OMF) 2026 proxy details 2025 results, $1B buyback and pay plan - Stock Titan — Stock Titan positive
- NEWS ONEMAIN INVESTOR ALERT: Bragar Eagel & Squire, P.C. is - GlobeNewswire — GlobeNewswire negative
- NEWS OneMain Holdings (OMF) Q1 2026 Earnings Beat: Revenue $N/A, EPS $1.95 - Estimate Revision Count - Newser — Newser positive
- NEWS OneMain Holdings (OMF) Q1 2026 Earnings Beat: Revenue $N/A, EPS $1.95 - Earnings Season Preview - Newser — Newser positive
- NEWS OneMain Holdings (OMF) Q1 2026 Earnings Beat: Revenue $N/A, EPS $1.95 - Earnings Season Preview - newser.com — newser.com positive
Generated 2026-06-15T18:11:46Z.
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Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $53.37. At $56.71 the A.R:R is 0.5:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $53.37 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 4.0%; Leverage penalty (D/E 6.6): -1.5. Chart setup: Death cross but MACD improving, RSI 63. V9 Gate blocked: R/R 0.5x at spot < 1.5 minimum. Wait for improvement. Target $58.97 (+4.0%), stop $50.42 (−12.5%), Setup A.R:R 1.7:1. Score 6.2/10, moderate confidence.
Take-profit target: $58.97 (+9.5% upside). Target $58.97 (+4.0%), stop $50.42 (−12.5%), Setup A.R:R 1.7:1. Stop-loss: $50.42.
Thin upside margin: 4.0%; Leverage penalty (D/E 6.6): -1.5.
OneMain Holdings, Inc. trades at a P/E of 8.5 (forward 6.5). TrendMatrix value score: 8.3/10. Verdict: Buy (Wait for Entry).
20 analysts cover OMF with a consensus score of 3.9/5. Average price target: $68.
What does OneMain Holdings, Inc. do?OneMain Holdings is a leading nonprime consumer lender operating through more than 1,300 branch locations in 48 states...
OneMain Holdings is a leading nonprime consumer lender operating through more than 1,300 branch locations in 48 states plus digital channels, offering personal loans, auto finance, and credit cards. As of December 31, 2025, it had $24.8 billion in finance receivables from approximately 3.6 million customer accounts.