Valley National Bancorp (VLY) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $14.36, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (58.3%); Concentration risk — Geographic: New Jersey, New York, and Florida.
Valley National Bancorp is a New Jersey-headquartered bank holding company with $64.1B in assets, 230 branches in NJ, NY, FL, AL, CA, and IL, offering commercial banking, consumer banking, wealth management, and insurance. Total net loans were $49.6B at December 31, 2025, with... Read more
Hold if already holding. Not a fresh buy at $14.36, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (58.3%); Concentration risk — Geographic: New Jersey, New York, and Florida. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Maintain position. Not compelling to add more. Score 6.4/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 44d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-15Recent Developments — Valley National Bancorp
Latest news
- NEWS Top Valley National Bancorp Executive Makes Major Move With Insider Stock Sale - TipRanks — TipRanks negative
- NEWS Valley National Bank (VLY) Q1 Earnings Report Preview: What To Look For - StockStory — StockStory neutral
- NEWS Insider Selling: Valley National Bancorp (NASDAQ:VLY) COO Sells 90,537 Shares of Stock - MarketBeat — MarketBeat negative
- NEWS Valley National Bancorp SEVP, COO Russell Barrett sells $1.23m stock - Investing.com Canada — Investing.com Canada neutral
- NEWS Valley National Bancorp SEVP, COO Russell Barrett sells $1.23m stock - Investing.com Australia — Investing.com Australia neutral
Generated 2026-06-15T18:11:47Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHloan_portfoliocommercial real estate loans58%10-K Item 1A: 'total commercial real estate loans, including construction loans, represented 58.3 percent of our loan portfolio'
- HIGHGeographicNew Jersey, New York, and Florida10-K Item 1A: 'The majority of Valley's lending is in northern and central New Jersey, the New York City metropolitan area and Florida. As a result of this geographic concentration, a significant broad-based deterioration in economic conditions in these areas could have a material adverse impact'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 ceiling hit
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $14.36, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (58.3%); Concentration risk — Geographic: New Jersey, New York, and Florida. Chart setup: Golden cross, above all MAs, RSI 65, MACD bullish. Maintain position. Not compelling to add more. Target $14.43 (+0.5%), stop $13.71 (−4.7%), A.R:R -0.4:1. Score 6.4/10, moderate confidence.
Take-profit target: $14.43 (+0.5% upside). Target $14.43 (+0.5%), stop $13.71 (−4.7%), A.R:R -0.4:1. Stop-loss: $13.71.
Concentration risk — Loan Portfolio: commercial real estate loans (58.3%); Concentration risk — Geographic: New Jersey, New York, and Florida; Analyst target reached - limited upside remaining.
Valley National Bancorp trades at a P/E of 13.2 (forward 9.5). TrendMatrix value score: 7.9/10. Verdict: Hold.
19 analysts cover VLY with a consensus score of 4.1/5. Average price target: $16.
What does Valley National Bancorp do?Valley National Bancorp is a New Jersey-headquartered bank holding company with $64.1B in assets, 230 branches in NJ,...
Valley National Bancorp is a New Jersey-headquartered bank holding company with $64.1B in assets, 230 branches in NJ, NY, FL, AL, CA, and IL, offering commercial banking, consumer banking, wealth management, and insurance. Total net loans were $49.6B at December 31, 2025, with 58.3% concentrated in commercial real estate and construction loans.