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IFSIntercorp Financial Services InHold6.8·$56.85+2.90%
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Intercorp Financial Services In (IFS) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $56.85, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (0.4% away).

Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products... Read more

$56.85-1.6% A.UpsideScore 6.8/10#1 of 142 Banks - Regional
QualityF-score4 / 9FCF yield
IncomeYield3.17%(5y avg 4.93%)Payout19.97%sustainable
Stop $52.87Target $55.96(resistance)A.R:R -0.4:1
Analyst target$63.30+11.3%3 analysts
$55.96our TP
$56.85price
$63.30mean
$68

Hold if already holding. Not a fresh buy at $56.85, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (0.4% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.8/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 58d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-14
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Aug 11, 202658d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (0.4% away)
Earnings estimates trending DOWN

Key Metrics

P/E (TTM)10.5
P/E (Fwd)8.6
Mkt Cap$6.3B
EV/EBITDA
Profit Mgn35.9%
ROE18.0%
Rev Growth24.8%
Beta0.56
Dividend3.17%
Rating analysts7

Quality Signals

Piotroski F4/9MoatNarrow

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.2
Gap
5.0
52w Position
9.9
GatesA.R:R -0.4=NEGATIVEMomentum 6.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 58d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
72 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $43.75Resistance $57.10

Price Targets

$53
$56
A.Upside-1.6%
A.R:R-0.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-5.4% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-11 (58d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is IFS stock a buy right now?

Hold if already holding. Not a fresh buy at $56.85, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (0.4% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $55.96 (-1.6%), stop $52.87 (−7.5%), A.R:R -0.4:1. Score 6.8/10, moderate confidence.

What is the IFS stock price target?

Take-profit target: $55.96 (-1.6% upside). Target $55.96 (-1.6%), stop $52.87 (−7.5%), A.R:R -0.4:1. Stop-loss: $52.87.

What are the risks of investing in IFS?

Analyst target reached - limited upside remaining; Near 52-week high (0.4% away); Earnings estimates trending DOWN.

Is IFS overvalued or undervalued?

Intercorp Financial Services In trades at a P/E of 10.5 (forward 8.6). TrendMatrix value score: 8.4/10. Verdict: Hold.

What do analysts say about IFS?

7 analysts cover IFS with a consensus score of 4.1/5. Average price target: $63.

What does Intercorp Financial Services In do?Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and...

Intercorp Financial Services Inc., together with its subsidiaries, provides banking, insurance, wealth management, and payment services for retail and commercial clients in Peru. The company offers loans, credit facilities, deposits, and current accounts; life annuity products with single payment and life insurance products, as well as other retail insurance products; and brokerage and investment management services. It also engages in the development, management, operation, and processing of credit and debit cards; facilitation of payments and services through commercial stores; and installation and maintenance of infrastructure for transactions through electronic commerce modality and networks of payment methods processors. In addition, the company manages mutual funds and investment funds; and provides investment consultancy and related services. The company was incorporated in 1897 and is headquartered in Lima, Peru. Intercorp Financial Services Inc. operates as a subsidiary of Intercorp Perú Ltd.

Related stocks: INTR (Inter & Co. Inc.) · CUBI (Customers Bancorp, Inc) · GABC (German American Bancorp, Inc.) · SSB (SouthState Bank Corporation) · QCRH (QCR Holdings, Inc.)
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