Skip to main content
SSBSouthState Bank CorporationHold6.7·$98.96+1.50%
Open full analysis

SouthState Bank Corporation (SSB) Stock Analysis

Breakout setup

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $98.96, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (58.0%); Analyst target reached - limited upside remaining.

SouthState Bank Corporation is a $67.2B-asset bank holding company headquartered in Winter Haven, Florida with 342 branches across FL, SC, TX, GA, CO, NC, AL, and VA. Revenue is primarily net interest income from commercial real estate, residential, C&I, and consumer lending,... Read more

$98.96+1.8% A.UpsideScore 6.7/10#4 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield2.43%(5y avg 2.46%)Payout25.22%sustainable
Stop $95.14Target $100.72(analyst − 13%)A.R:R 0.2:1
Analyst target$115.77+17.0%13 analysts
$100.72our TP
$98.96price
$115.77mean
$125

Hold if already holding. Not a fresh buy at $98.96, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (58.0%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 64, MACD bullish. Maintain position. Not compelling to add more. Score 6.7/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 39d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-14

Recent Developments — SouthState Bank Corporation

Generated 2026-06-15T18:11:47Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202639d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Strong growth profile
Risks
Concentration risk — Loan Portfolio: commercial real estate loans (58.0%)
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)10.7
P/E (Fwd)9.5
Mkt Cap$9.7B
EV/EBITDA
Profit Mgn34.9%
ROE10.6%
Rev Growth22.8%
Beta0.71
Dividend2.43%
Rating analysts18

Quality Signals

Piotroski F6/9

Options Flow

P/C0.36bullish
IV62%elevated
Max Pain$110+11.2% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHloan_portfoliocommercial real estate loans58%
    10-K Item 1: 'As of December 31, 2025, $28.0 billion, or 58%, of our loan portfolio consisted of loans secured by commercial real estate'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.0
52w Position
8.4
GatesA.R:R 0.2 < 1.5@spotMomentum 7.4>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 39d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
64 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $91.13Resistance $98.98

Price Targets

$95
$101
A.Upside+1.8%
A.R:R0.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (1.8% upside)
! asymmetry at 0.2 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-23 (39d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SSB stock a buy right now?

Hold if already holding. Not a fresh buy at $98.96, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial real estate loans (58.0%); Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 64, MACD bullish. Maintain position. Not compelling to add more. Target $100.72 (+1.8%), stop $95.14 (−4.0%), A.R:R 0.2:1. Score 6.7/10, moderate confidence.

What is the SSB stock price target?

Take-profit target: $100.72 (+1.8% upside). Target $100.72 (+1.8%), stop $95.14 (−4.0%), A.R:R 0.2:1. Stop-loss: $95.14.

What are the risks of investing in SSB?

Concentration risk — Loan Portfolio: commercial real estate loans (58.0%); Analyst target reached - limited upside remaining.

Is SSB overvalued or undervalued?

SouthState Bank Corporation trades at a P/E of 10.7 (forward 9.5). TrendMatrix value score: 8.2/10. Verdict: Hold.

What do analysts say about SSB?

18 analysts cover SSB with a consensus score of 4.2/5. Average price target: $116.

What does SouthState Bank Corporation do?SouthState Bank Corporation is a $67.2B-asset bank holding company headquartered in Winter Haven, Florida with 342...

SouthState Bank Corporation is a $67.2B-asset bank holding company headquartered in Winter Haven, Florida with 342 branches across FL, SC, TX, GA, CO, NC, AL, and VA. Revenue is primarily net interest income from commercial real estate, residential, C&I, and consumer lending, plus correspondent banking and capital markets fees.

Related stocks: INTR (Inter & Co. Inc.) · CUBI (Customers Bancorp, Inc) · IFS (Intercorp Financial Services In) · GABC (German American Bancorp, Inc.) · QCRH (QCR Holdings, Inc.)
Home Stocks SSB

Latest news

Latest News

MarketBeat54d ago
StockStory55d agoEarnings
FinancialContent55d agoEarnings
TradingView55d agoEarnings
TipRanks61d ago
Investing.com India61d ago
TradingView62d agoEarnings
Yahoo News Malaysia55d agoEarnings
TradingView53d ago
Marketscreener.com53d agoEarnings
Marketscreener.com53d agoEarnings
富途牛牛59d agoEarnings
Benzinga49d agoAnalyst
Benzinga49d agoAnalyst
Benzinga49d agoAnalyst
Benzinga52d agoEarnings
Benzinga53d agoEarnings
Benzinga53d agoEarnings