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Customers Bancorp, Inc (CUBI) Stock Analysis

Buy WaitHigh Confidence

Financial Services · Banks - Regional

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings,... Read more

$69.37+11.1% upside
Score 6.9/10Entry $65.03Target $77.04Reward/Risk 1.0:1

TrendMatrix rates Customers Bancorp, Inc (CUBI) as Buy (Wait for Entry) with high confidence. The stock trades at $69.37 with +11.1% upside to the $77.04 price target. Overall score: 6.9/10 across 10 analysis dimensions. Reward/risk ratio: 1.0:1.

Passes 3/4 gates (positive momentum, clean insider activity, no SEC red flags). Fails on favorable risk/reward ratio. Suitability: aggressive.

Val8.5Qual5.3Grw10.0Mom7.0Sent6.7Ins4.7Peer6.6Tech4.4Risk5.26.9OVERALL

Investment Thesis

+ Sector modifier (): +1.2
+ Earnings catalyst in 30 days
+ Strong earnings beat streak (4/4)
- V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3)

Fundamentals

P/E (TTM)10.9
P/E (Fwd)7.3
Mkt Cap$2.3B
EV/EBITDA
Profit Mgn31.1%
ROE11.3%
Rev Growth46.8%
Beta1.64
DividendNone
Analysts15
Frequently Asked Questions
Is CUBI stock a buy right now?

TrendMatrix rates Customers Bancorp, Inc (CUBI) as Buy (Wait for Entry) with high confidence. Score 6.9/10. Entry target: $65.03.

What is the CUBI stock price target?

Take-profit target: $77.04 (+11.1% upside). Reward/risk ratio: 1.0:1. Stop-loss: $61.84.

What are the risks of investing in CUBI?

V7 low-quality RISK_OFF penalty: -0.5 (Q=5.3).

Is CUBI overvalued or undervalued?

Customers Bancorp, Inc trades at a P/E of 10.9 (forward 7.3). TrendMatrix value score: 8.5/10. Verdict: Buy (Wait for Entry).

What do analysts say about CUBI?

15 analysts cover CUBI with a consensus score of 3.8/5. Average price target: $91.

What does Customers Bancorp, Inc do?Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and...

Customers Bancorp, Inc. operates as the bank holding company for Customers Bank that provides banking products and services. It provides deposit banking products, which includes commercial and consumer checking, non-interest-bearing and interest-bearing demand, MMDA, savings, and time deposit accounts, as well as individual retirement accounts and non-retail time deposits consisting of jumbo certificates. The company's lending business offers commercial and industrial, commercial real estate, and multifamily and residential mortgage loans; SBA lending; mortgage finance; specialty lending includes fund finance, real estate specialty finance, technology and venture, and healthcare and financial institutions group; commercial loans to mortgage companies, and commercial equipment financing; fund finance, such as variable rate loans secured by collateral pools to private debt funds; and cash management services. In addition, it provides digital banking, such as Banking-as-a-Service to fintech companies; payments and treasury services to businesses; consumer loans through fintech companies; and the TassatPay, an instant blockchain-based digital payments platform which offers instant payments, including over-the-counter desks, exchanges, liquidity providers, market makers, funds, title companies, and other B2B verticals. Further, the company offers mobile phone and internet banking, wire transfers, electronic bill payment, lock box, remote deposit capture, courier, merchant processing, cash vault, controlled disbursements, positive pay, and cash management services comprising account reconciliation, collections, and sweep accounts. The company was founded in 1997 and is headquartered in West Reading, Pennsylvania.

Related stocks: VLYPO (Valley National Bancorp - 5.5% ) · VLYPP (Valley National Bancorp - 6.25%) · VLY (Valley National Bancorp) · GABC (German American Bancorp, Inc.) · FNB (F.N.B. Corporation)
55 NEUTRAL
20d<50d200dGOLDEN CROSSSupp $63.75Res $72.88

Price Targets

$62
$65
$77
Upside+11.1%
Reward/Risk1.0:1

Position Sizing

ConvictionMEDIUM
Suggested %0.5%
Max %1%
RegimeRISK_OFF

Risk Alerts

! ASYMMETRY:1.4<2.0
Suitability: Aggressive
Momentum 7.0>=5.0
Insider activity: OK
No SEC red flags
Risk/Reward 1.4<2.0