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INTRInter & Co. Inc.Hold6.8·$5.69-0.35%
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Inter & Co. Inc. (INTR) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $5.69, but acceptable to hold if already in. Reasons: Earnings estimates trending DOWN; Below 200-MA, MA slope -1.8%/30d (confirmed downtrend).

Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. The company offers banking products and services, including checking accounts; cards; deposits; loans and... Read more

$5.69+44.4% A.UpsideScore 6.8/10#3 of 142 Banks - Regional
QualityF-score4 / 9FCF yield
IncomeYield1.96%Payout18.17%sustainable
Stop $5.37Target $8.33(analyst − 13%)A.R:R 5.2:1
Analyst target$9.58+68.3%10 analysts
$8.33our TP
$5.69price
$9.58mean
$5
$13

Hold if already holding. Not a fresh buy at $5.69, but acceptable to hold if already in. Reasons: Earnings estimates trending DOWN; Below 200-MA, MA slope -1.8%/30d (confirmed downtrend). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.8/10, moderate confidence.

Passes 7/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 51d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-14
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Aug 5, 202651d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Strong growth profile
Margin of safety: 38%
Risks
Earnings estimates trending DOWN
Below 200-MA, MA slope -1.8%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)9.3
P/E (Fwd)5.5
Mkt Cap$2.5B
EV/EBITDA
Profit Mgn22.5%
ROE15.5%
Rev Growth25.3%
Beta0.92
Dividend1.96%
Rating analysts15

Quality Signals

Piotroski F4/9MoatNarrow

Options Flow

P/C0.75neutral
Max Pain$8+31.8% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 ceiling hits

GatesMomentum 4.2<4.5Death cross (50MA < 200MA)A.R:R 5.2 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 51d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
37 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $5.45Resistance $6.55

Price Targets

$5
$8
A.Upside+46.4%
A.R:R5.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! momentum at 4.2 (below the engine's 4.5 threshold)
! Death cross — 50-day MA below 200-day MA

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-08-05 (51d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is INTR stock a buy right now?

Hold if already holding. Not a fresh buy at $5.69, but acceptable to hold if already in. Reasons: Earnings estimates trending DOWN; Below 200-MA, MA slope -1.8%/30d (confirmed downtrend). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $8.33 (+46.4%), stop $5.37 (−6.0%), A.R:R 5.2:1. Score 6.8/10, moderate confidence.

What is the INTR stock price target?

Take-profit target: $8.33 (+44.4% upside). Target $8.33 (+46.4%), stop $5.37 (−6.0%), A.R:R 5.2:1. Stop-loss: $5.37.

What are the risks of investing in INTR?

Earnings estimates trending DOWN; Below 200-MA, MA slope -1.8%/30d (confirmed downtrend).

Is INTR overvalued or undervalued?

Inter & Co. Inc. trades at a P/E of 9.3 (forward 5.5). TrendMatrix value score: 9.6/10. Verdict: Hold.

What do analysts say about INTR?

15 analysts cover INTR with a consensus score of 3.9/5. Average price target: $10.

What does Inter & Co. Inc. do?Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and...

Inter & Co, Inc., through its subsidiaries, engages in the banking and spending, investments, insurance brokerage, and inter shop businesses in Brazil and the United States. The company offers banking products and services, including checking accounts; cards; deposits; loans and advances; and other services, as well as debt collections; foreign exchange and financial services; and global account digital solution. It also provides acquisition, sale, and custody of securities; structures and distributes securities; and operates management of fund portfolios and other assets. In addition, the company offers insurance products including warranties, life, property, and automobile insurance; pension products; and consortium products. Further, it engages in the sale of goods and/or services through digital platform. Inter & Co, Inc. was founded in 1994 and is headquartered in Belo Horizonte, Brazil.

Related stocks: CUBI (Customers Bancorp, Inc) · GABC (German American Bancorp, Inc.) · IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · BFC (Bank First Corporation)
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