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GABCGerman American Bancorp, Inc.Hold6.7·$45.16-1.62%
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German American Bancorp, Inc. (GABC) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $45.16, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.6% away).

German American Bancorp is an Indiana-based financial holding company operating German American Bank with 94 banking offices in Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/southwest). Revenue comes primarily from retail and commercial... Read more

$45.16+0.6% A.UpsideScore 6.7/10#4 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield2.61%(5y avg 2.74%)Payout32.42%sustainable
Stop $43.25Target $45.46(resistance)A.R:R -0.6:1
Analyst target$49.40+9.4%5 analysts
$45.46our TP
$45.16price
$49.40mean
$52

Hold if already holding. Not a fresh buy at $45.16, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.6% away). Chart setup: Golden cross, above all MAs, RSI 59, MACD bullish. Maintain position. Not compelling to add more. Score 6.7/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 42d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 27, 202642d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Near 52-week high (2.6% away)

Key Metrics

P/E (TTM)12.6
P/E (Fwd)11.5
Mkt Cap$1.7B
EV/EBITDA
Profit Mgn36.6%
ROE12.2%
Rev Growth42.3%
Beta0.59
Dividend2.61%
Rating analysts11

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.25bullish
IV120%elevated
Max Pain$50+10.7% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 ceiling hit

GatesA.R:R -0.6=NEGATIVEMomentum 6.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 42d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
59 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $41.71Resistance $46.39

Price Targets

$43
$45
A.Upside+0.7%
A.R:R-0.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-4.9% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-27 (42d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is GABC stock a buy right now?

Hold if already holding. Not a fresh buy at $45.16, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.6% away). Chart setup: Golden cross, above all MAs, RSI 59, MACD bullish. Maintain position. Not compelling to add more. Target $45.46 (+0.7%), stop $43.25 (−4.4%), A.R:R -0.6:1. Score 6.7/10, moderate confidence.

What is the GABC stock price target?

Take-profit target: $45.46 (+0.6% upside). Target $45.46 (+0.7%), stop $43.25 (−4.4%), A.R:R -0.6:1. Stop-loss: $43.25.

What are the risks of investing in GABC?

Analyst target reached - limited upside remaining; Near 52-week high (2.6% away).

Is GABC overvalued or undervalued?

German American Bancorp, Inc. trades at a P/E of 12.6 (forward 11.5). TrendMatrix value score: 7.7/10. Verdict: Hold.

What do analysts say about GABC?

11 analysts cover GABC with a consensus score of 4.0/5. Average price target: $49.

What does German American Bancorp, Inc. do?German American Bancorp is an Indiana-based financial holding company operating German American Bank with 94 banking...

German American Bancorp is an Indiana-based financial holding company operating German American Bank with 94 banking offices in Indiana (central/southern), Kentucky (northern/central/western), and Ohio (central/southwest). Revenue comes primarily from retail and commercial banking, with recent acquisitions of Heartland BancCorp ($1.94B assets) and Bank of Idaho ($1.36B assets) in 2025.

Related stocks: CUBI (Customers Bancorp, Inc) · IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · INTR (Inter & Co. Inc.) · COLB (Columbia Banking System, Inc.)
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