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TYLTyler Technologies, Inc.Sell4.9·$298.84+1.14%
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Tyler Technologies, Inc. (TYL) Stock Analysis

SellModerate Confidence

Technology · Software - Application

Sell if holding. Momentum 1.8/10 is below the 5.0 floor at $298.84 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 1.3): -0.5; Weak overall score: 4.9/10.

Tyler Technologies provides integrated software and SaaS solutions exclusively to U.S. public sector agencies (local, state, federal governments, courts, K-12 schools), covering ERP, property/tax, public safety, payments, and digital citizen services. Recurring revenues... Read more

$298.84+33.6% A.UpsideScore 4.9/10#91 of 98 Software - Application
QualityF-score7 / 9FCF yield4.43%
Stop $277.92Target $399.13(analyst − 10%)A.R:R 3.9:1
Analyst target$443.48+48.4%21 analysts
$399.13our TP
$298.84price
$443.48mean
$650

Sell if holding. Momentum 1.8/10 is below the 5.0 floor at $298.84 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 1.3): -0.5; Weak overall score: 4.9/10. Chart setup: No clear chart pattern; technical signals are mixed. Score 4.9/10, moderate confidence.

Passes 7/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news boost analyst 0.70, earnings proximity 45d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-14

Recent Developments — Tyler Technologies, Inc.

Generated 2026-06-15T18:11:47Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 29, 202645d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Analyst upside: 34%
Recent Analyst detected in news
Risks
Leverage penalty (D/E 1.3): -0.5
Weak overall score: 4.9/10
Weak growth

Key Metrics

P/E (TTM)41.3
P/E (Fwd)20.3
Mkt Cap$12.3B
EV/EBITDA27.1
Profit Mgn13.3%
ROE8.9%
Rev Growth8.6%
Beta0.81
DividendNone
Rating analysts27

Quality Signals

Piotroski F7/9

Options Flow

P/C3.28bearish
IV71%elevated
Max Pain$660+120.9% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

2 floor-breakers

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Obv
1.0
Ma Position
1.0
Volume
2.4
Rsi
4.5
Volume distribution (falling OBV)Below 200-MA, MA slope -8.6%/30d — confirmed downtrend

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Earnings Growth
2.4
Revenue Growth
4.6
GatesMomentum 1.8<4.5Death cross (50MA < 200MA)A.R:R 3.9 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS BOOST ANALYST 0.70EARNINGS PROXIMITY 45d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
43 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $285.86Resistance $331.54

Price Targets

$278
$399
A.Upside+33.6%
A.R:R3.9:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! momentum at 1.8 (below the engine's 4.5 threshold)
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-29 (45d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is TYL stock a buy right now?

Sell if holding. Momentum 1.8/10 is below the 5.0 floor at $298.84 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 1.3): -0.5; Weak overall score: 4.9/10. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $277.92. Score 4.9/10, moderate confidence.

What is the TYL stock price target?

Take-profit target: $399.13 (+33.6% upside). Prior stop was $277.92. Stop-loss: $277.92.

What are the risks of investing in TYL?

Leverage penalty (D/E 1.3): -0.5; Weak overall score: 4.9/10; Weak growth.

Is TYL overvalued or undervalued?

Tyler Technologies, Inc. trades at a P/E of 41.3 (forward 20.3). TrendMatrix value score: 5.4/10. Verdict: Sell.

What do analysts say about TYL?

27 analysts cover TYL with a consensus score of 4.1/5. Average price target: $443.

What does Tyler Technologies, Inc. do?Tyler Technologies provides integrated software and SaaS solutions exclusively to U.S. public sector agencies (local,...

Tyler Technologies provides integrated software and SaaS solutions exclusively to U.S. public sector agencies (local, state, federal governments, courts, K-12 schools), covering ERP, property/tax, public safety, payments, and digital citizen services. Recurring revenues (subscriptions + maintenance) were $2.0B or 87% of total 2025 revenues; ARR reached $2.06B as clients shift toward cloud deployment.

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