Fair Isaac Corporation (FICO) Stock Analysis
Range Bound setup · Temp Headwind edge
Technology · Software - Application
Wait for pullback to $1053.63. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $1182.03. Engine's entry $1053.63 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Customer: banking industry (92.0%); Concentration risk — Geographic: Americas (87.0%).
Fair Isaac Corporation develops the FICO® Score (the US standard credit risk measure) and decision management software through two segments: Scores (B2B via consumer reporting agencies, B2C via myFICO.com) and Software (analytics and decisioning tools). 92% of revenue comes from... Read more
Wait for pullback to $1053.63. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $1182.03. Engine's entry $1053.63 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Customer: banking industry (92.0%); Concentration risk — Geographic: Americas (87.0%). Chart setup: RSI 41 mid-range, Bollinger mid-band. Growth is cheap relative to earnings, but the technical setup has not yet produced a breakout above resistance (PEG 0.79, quality 9.0/10, growth 10.0/10). Score 6.5/10, moderate confidence.
Passes 7/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news boost analyst 0.60, earnings proximity 44d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: moderate.
Recent developments
updated 2026-06-15Recent Developments — Fair Isaac Corporation
Latest news
- NEWS FICO Isn’t Worried About VantageScore. Are Investors? - Barron's — Barron's neutral
- NEWS FICO scores aren’t going away, analyst says. Buy Fair Isaac stock. - MSN — MSN positive
- NEWS Fair Isaac Corporation 2026 Q2 - Results - Earnings Call Presentation (NYSE:FICO) 2026-04-28 - Seeking Alpha — Seeking Alpha neutral
- NEWS [Form 4] FAIR ISAAC CORP Insider Trading Activity - Stock Titan — Stock Titan neutral
- NEWS Legal & General Group Plc Sells 2,577 Shares of Fair Isaac Corporation $FICO - MarketBeat — MarketBeat neutral
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHCustomerbanking industry92%10-K Item 1A: 'During fiscal 2025, 92% of our revenues were derived from sales of products and services to the banking industry'
- HIGHGeographicAmericas87%10-K Item 1: 'Our largest geographic market is the Americas, representing 87% of our total revenue during fiscal 2025'
- HIGHCustomerExperian, TransUnion and Equifax51%10-K Item 1: 'revenues generated from our agreements with Experian, TransUnion and Equifax collectively accounted for 51%, 45% and 41% of our total revenues'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker·2 ceiling hits
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $1053.63. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $1182.03. Engine's entry $1053.63 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Customer: banking industry (92.0%); Concentration risk — Geographic: Americas (87.0%). Chart setup: RSI 41 mid-range, Bollinger mid-band. Growth is cheap relative to earnings, but the technical setup has not yet produced a breakout above resistance (PEG 0.79, quality 9.0/10, growth 10.0/10). Target $1374.75 (+16.3%), stop $930.75 (−27.0%), Setup A.R:R 3.8:1. Score 6.5/10, moderate confidence.
Take-profit target: $1374.75 (+22.0% upside). Target $1374.75 (+16.3%), stop $930.75 (−27.0%), Setup A.R:R 3.8:1. Stop-loss: $930.75.
Concentration risk — Customer: banking industry (92.0%); Concentration risk — Geographic: Americas (87.0%); Negative momentum.
Fair Isaac Corporation trades at a P/E of 37.5 (forward 21.7). TrendMatrix value score: 5.1/10. Verdict: Buy (Wait for Entry).
29 analysts cover FICO with a consensus score of 3.9/5. Average price target: $1528.
What does Fair Isaac Corporation do?Fair Isaac Corporation develops the FICO® Score (the US standard credit risk measure) and decision management software...
Fair Isaac Corporation develops the FICO® Score (the US standard credit risk measure) and decision management software through two segments: Scores (B2B via consumer reporting agencies, B2C via myFICO.com) and Software (analytics and decisioning tools). 92% of revenue comes from the banking industry; 87% from the Americas. Experian, TransUnion, and Equifax combined account for 51% of total revenues as score distributors.