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Dave Inc. (DAVE) Stock Analysis

Buy WaitHigh Confidence

Technology · Software - Application

Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical... Read more

$181.01+49.3% upside
Score 7.0/10Entry $181.56Target $270.30Reward/Risk 10.7:1

TrendMatrix rates Dave Inc. (DAVE) as Buy (Wait for Entry) with high confidence. The stock trades at $181.01 with +49.3% upside to the $270.30 price target. Overall score: 7.0/10 across 10 analysis dimensions. Reward/risk ratio: 10.7:1.

Passes 3/5 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.

Val8.0Qual8.4Grw10.0Mom2.6Sent8.1Ins4.2Peer6.1Tech7.3Risk4.67.0OVERALL

Investment Thesis

+ V7 flight-to-quality bonus: +0.5 (Q=8.4 in RISK_OFF)
+ Sector modifier (): +1.2
+ Strong earnings beat streak (3/4)
- Negative momentum
- Below 200-day MA

Fundamentals

P/E (TTM)15.6
P/E (Fwd)12.0
Mkt Cap$2.8B
EV/EBITDA15.0
Profit Mgn35.3%
ROE73.1%
Rev Growth62.4%
Beta3.87
DividendNone
Analysts16
Frequently Asked Questions
Is DAVE stock a buy right now?

TrendMatrix rates Dave Inc. (DAVE) as Buy (Wait for Entry) with high confidence. Score 7.0/10. Entry target: $181.56.

What is the DAVE stock price target?

Take-profit target: $270.30 (+49.3% upside). Reward/risk ratio: 10.7:1. Stop-loss: $172.66.

What are the risks of investing in DAVE?

Negative momentum; Below 200-day MA.

Is DAVE overvalued or undervalued?

Dave Inc. trades at a P/E of 15.6 (forward 12.0). TrendMatrix value score: 8.0/10. Verdict: Buy (Wait for Entry).

What do analysts say about DAVE?

16 analysts cover DAVE with a consensus score of 4.2/5. Average price target: $318.

What does Dave Inc. do?Dave Inc. provides various financial products and services through its financial services platform in the United...

Dave Inc. provides various financial products and services through its financial services platform in the United States. It offers Budget, personal financial management tool that helps members anticipate upcoming transactions and receive notifications by utilizing historical bank account data to identify recurring charges; ExtraCash, a form of a discretionary overdraft to bridge liquidity gaps between paycheck; Side Hustle, a job application portal to find supplemental or temporary work. The company also provides Dave Checking, a digital demand deposit account. Dave Inc. was founded in 2015 and is headquartered in Los Angeles, California.

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25 OVERSOLD
<20d<50d<200dDEATH CROSSSupp $178.00Res $227.69

Price Targets

$173
$182
$270
Upside+49.3%
Reward/Risk10.7:1

Position Sizing

ConvictionHIGH
Suggested %0.5%
Max %1%
RegimeRISK_OFF

Risk Alerts

! MOMENTUM:2.6<5.0
! DEATH_CROSS:HARD_BLOCK
OVERSOLD BOUNCETEMP HEADWINDSuitability: Aggressive
Risk/Reward 9.9>=2.0
Insider activity: OK
No SEC red flags
Momentum 2.6<5.0
Death cross (50MA < 200MA)