Skip to main content
SFBSServisFirst Bancshares, Inc.Hold6.1·$81.45+1.63%
Open full analysis

ServisFirst Bancshares, Inc. (SFBS) Stock Analysis

Breakout setup

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $81.45, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial and consumer real estate loans (65.8%); Concentration risk — Loan Portfolio: non-owner-occupied commercial real estate (33.6%).

ServisFirst Bancshares is a bank holding company headquartered in Birmingham, Alabama, operating 33 full-service banking offices in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia through its subsidiary bank. With $17.73B total assets, $13.70B... Read more

$81.45-1.5% A.UpsideScore 6.1/10#42 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield1.90%(5y avg 1.54%)Payout26.38%sustainable
Stop $77.82Target $80.14(resistance)A.R:R -0.2:1
Analyst target$94.33+15.8%3 analysts
$80.14our TP
$81.45price
$94.33mean
$97

Hold if already holding. Not a fresh buy at $81.45, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial and consumer real estate loans (65.8%); Concentration risk — Loan Portfolio: non-owner-occupied commercial real estate (33.6%). Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Maintain position. Not compelling to add more. Score 6.1/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 39d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-11
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 20, 202639d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Strong growth profile
Risks
Concentration risk — Loan Portfolio: commercial and consumer real estate loans (65.8%)
Concentration risk — Loan Portfolio: non-owner-occupied commercial real estate (33.6%)
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)13.8
P/E (Fwd)11.2
Mkt Cap$4.4B
EV/EBITDA
Profit Mgn54.0%
ROE16.5%
Rev Growth18.5%
Beta0.89
Dividend1.90%
Rating analysts9

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.56bullish
IV68%elevated
Max Pain$70-14.1% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHloan_portfoliocommercial and consumer real estate loans66%
    10-K Item 1A: '65.8% of our loan portfolio was composed of commercial and consumer real estate loans'
  • HIGHloan_portfolionon-owner-occupied commercial real estate34%
    10-K Item 1: 'non-owner-occupied commercial real estate amounted to approximately $4.60 billion, representing 33.6% of our total loan portfolio'
  • MEDIUMloan_portfolioowner-occupied commercial real estate20%
    10-K Item 1: 'owner-occupied commercial real estate totaled approximately $2.74 billion, representing 20.0% of our total loan portfolio'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.6
52w Position
8.2
GatesA.R:R -0.2=NEGATIVEMomentum 6.9>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 39d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Aggressive
RSI
67 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $74.47Resistance $81.78

Price Targets

$78
$80
A.Upside-1.6%
A.R:R-0.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-1.5% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-20 (39d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is SFBS stock a buy right now?

Hold if already holding. Not a fresh buy at $81.45, but acceptable to hold if already in. Reasons: Concentration risk — Loan Portfolio: commercial and consumer real estate loans (65.8%); Concentration risk — Loan Portfolio: non-owner-occupied commercial real estate (33.6%). Chart setup: Golden cross, above all MAs, RSI 67, MACD bullish. Maintain position. Not compelling to add more. Target $80.14 (-1.6%), stop $77.82 (−4.7%), A.R:R -0.2:1. Score 6.1/10, moderate confidence.

What is the SFBS stock price target?

Take-profit target: $80.14 (-1.5% upside). Target $80.14 (-1.6%), stop $77.82 (−4.7%), A.R:R -0.2:1. Stop-loss: $77.82.

What are the risks of investing in SFBS?

Concentration risk — Loan Portfolio: commercial and consumer real estate loans (65.8%); Concentration risk — Loan Portfolio: non-owner-occupied commercial real estate (33.6%); Analyst target reached - limited upside remaining.

Is SFBS overvalued or undervalued?

ServisFirst Bancshares, Inc. trades at a P/E of 13.8 (forward 11.2). TrendMatrix value score: 7.2/10. Verdict: Hold.

What do analysts say about SFBS?

9 analysts cover SFBS with a consensus score of 4.2/5. Average price target: $94.

What does ServisFirst Bancshares, Inc. do?ServisFirst Bancshares is a bank holding company headquartered in Birmingham, Alabama, operating 33 full-service...

ServisFirst Bancshares is a bank holding company headquartered in Birmingham, Alabama, operating 33 full-service banking offices in Alabama, Florida, Georgia, North Carolina, South Carolina, Tennessee, and Virginia through its subsidiary bank. With $17.73B total assets, $13.70B in loans, and $14.22B in deposits at December 31, 2025, it earns revenue through commercial and consumer lending and deposit gathering.

Related stocks: CUBI (Customers Bancorp, Inc) · IFS (Intercorp Financial Services In) · GABC (German American Bancorp, Inc.) · SSB (SouthState Bank Corporation) · INTR (Inter & Co. Inc.)
Home Stocks SFBS

Latest news

Latest News

Yahoo Finance61d agoEarnings
StockStory58d agoEarnings
Yahoo Finance56d ago
MarketBeat56d ago
Quiver Quantitative56d agoEarnings
StockStory56d ago
Marketscreener.com56d agoEarnings
Marketscreener.com56d agoEarnings
Yahoo Finance64d ago
TradingView59d ago
MSN59d ago
Benzinga55d agoAnalyst
Benzinga56d agoEarnings
Benzinga56d agoEarnings
Benzinga56d agoEarnings
Benzinga56d agoEarnings