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TRUTransUnionHold6.0·$67.67+2.33%
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TransUnion (TRU) Stock Analysis

HoldModerate Confidence

Financial Services · Financial Data & Stock Exchanges

Hold if already holding. Not a fresh buy at $67.67, but acceptable to hold if already in. Reasons: Leverage penalty (D/E 1.2): -0.5; Negative momentum.

TransUnion is a global information and analytics company providing credit risk, fraud mitigation, marketing, and identity solutions in 30+ countries, with data on over one billion consumers. Revenue is primarily transaction- and subscription-based, with U.S. Markets Financial... Read more

$67.67+19.9% A.UpsideScore 6.0/10#4 of 11 Financial Data & Stock Exchanges
QualityF-score8 / 9FCF yield5.88%
IncomeYield0.76%(5y avg 0.52%)Payout13.02%sustainable
Stop $62.91Target $81.09(analyst − 10%)A.R:R 2.5:1
Analyst target$90.10+33.1%21 analysts
$81.09our TP
$67.67price
$90.10mean
$108

Hold if already holding. Not a fresh buy at $67.67, but acceptable to hold if already in. Reasons: Leverage penalty (D/E 1.2): -0.5; Negative momentum. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.

Passes 7/9 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 37d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-15
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 23, 202637d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Attractive valuation
Strong growth profile
Risks
Leverage penalty (D/E 1.2): -0.5
Negative momentum
Below 200-MA, MA slope -4.0%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)18.3
P/E (Fwd)11.9
Mkt Cap$12.7B
EV/EBITDA12.4
Profit Mgn14.9%
ROE15.3%
Rev Growth13.7%
Beta1.55
Dividend0.76%
Rating analysts26

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C1.38bearish
IV73%elevated
Max Pain$125+84.7% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMProductU.S. Markets Financial Services37%
    10-K Item 1A: 'Our 2025 revenue in our U.S. Markets Financial Services and Consumer Interactive verticals accounted for approximately 37% and 13%, respectively, of consolidated gross revenues'
  • MEDIUMProductConsumer Interactive13%
    10-K Item 1A: 'Our 2025 revenue in our U.S. Markets Financial Services and Consumer Interactive verticals accounted for approximately 37% and 13%, respectively, of consolidated gross revenues'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.0
Volume
0.0
Obv
1.0
Ma Position
1.0
Rsi
4.5
Volume distribution (falling OBV)Below 200-MA, MA slope -4.0%/30d — confirmed downtrend
GatesMomentum 1.3<4.5Death cross (50MA < 200MA)A.R:R 2.5 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 37d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
42 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $64.40Resistance $74.19

Price Targets

$63
$81
A.Upside+19.8%
A.R:R2.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! momentum at 1.3 (below the engine's 4.5 threshold)
! Death cross — 50-day MA below 200-day MA

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-23 (37d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is TRU stock a buy right now?

Hold if already holding. Not a fresh buy at $67.67, but acceptable to hold if already in. Reasons: Leverage penalty (D/E 1.2): -0.5; Negative momentum. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $81.09 (+19.8%), stop $62.91 (−7.6%), A.R:R 2.5:1. Score 6.0/10, moderate confidence.

What is the TRU stock price target?

Take-profit target: $81.09 (+19.9% upside). Target $81.09 (+19.8%), stop $62.91 (−7.6%), A.R:R 2.5:1. Stop-loss: $62.91.

What are the risks of investing in TRU?

Leverage penalty (D/E 1.2): -0.5; Negative momentum; Below 200-MA, MA slope -4.0%/30d (confirmed downtrend).

Is TRU overvalued or undervalued?

TransUnion trades at a P/E of 18.3 (forward 11.9). TrendMatrix value score: 7.3/10. Verdict: Hold.

What do analysts say about TRU?

26 analysts cover TRU with a consensus score of 4.0/5. Average price target: $90.

What does TransUnion do?TransUnion is a global information and analytics company providing credit risk, fraud mitigation, marketing, and...

TransUnion is a global information and analytics company providing credit risk, fraud mitigation, marketing, and identity solutions in 30+ countries, with data on over one billion consumers. Revenue is primarily transaction- and subscription-based, with U.S. Markets Financial Services representing 37% of 2025 consolidated gross revenues and Consumer Interactive representing 13%. The OneTru platform centralizes AI-powered analytics and identity resolution for business and consumer customers.

Related stocks: ICE (Intercontinental Exchange Inc.) · MORN (Morningstar, Inc.) · MSCI (MSCI Inc.) · SPGI (S&P Global Inc.) · CBOE (Cboe Global Markets, Inc.)
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