Skip to main content
STNEStoneCo Ltd.Hold6.4·$11.30+0.44%
Open full analysis

StoneCo Ltd. (STNE) Stock Analysis

Recovery setup

HoldModerate Confidence

Technology · Software - Infrastructure

Hold if already holding. Not a fresh buy at $11.30, but acceptable to hold if already in. Reasons: Leverage penalty (D/E 1.3): -0.5; Earnings estimates trending DOWN.

StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company provides financial services, including payment, prepayment, digital banking,... Read more

$11.30+38.6% A.UpsideScore 6.4/10#6 of 77 Software - Infrastructure
QualityF-score6 / 9FCF yield84.49%
Stop $10.47Target $15.61(analyst − 10%)A.R:R 2.6:1
Analyst target$17.34+53.5%16 analysts
$15.61our TP
$11.30price
$17.34mean
$9
$24

Hold if already holding. Not a fresh buy at $11.30, but acceptable to hold if already in. Reasons: Leverage penalty (D/E 1.3): -0.5; Earnings estimates trending DOWN. Chart setup: Death cross but MACD improving, RSI 54. Maintain position. Not compelling to add more. Score 6.4/10, moderate confidence.

Passes 8/10 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 62d clear, semi cycle peak clear, materials cycle peak clear). Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Aug 13, 202662d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
High-quality business
Attractive valuation
Risks
Leverage penalty (D/E 1.3): -0.5
Earnings estimates trending DOWN
Below 200-MA, MA slope -1.1%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)4.2
P/E (Fwd)4.6
Mkt Cap$2.7B
EV/EBITDA1.3
Profit Mgn25.9%
ROE30.7%
Rev Growth4.3%
Beta1.59
DividendNone
Rating analysts20

Quality Signals

Piotroski F6/9MoatNarrow

Options Flow

P/C0.55bullish
IV227%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Support Resistance
2.5
Bollinger
3.2
52w Position
3.7
GatesMomentum 5.2<5.5 (soft — BUY_NOW allowed but watch)Death cross (50MA < 200MA)Momentum 5.2>=4.5A.R:R 2.6 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 62d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Aggressive
RSI
54 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $9.45Resistance $11.85

Price Targets

$10
$16
A.Upside+38.1%
A.R:R2.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Analyst Consensus

Analysts20
Consensus3.9/5
Avg Target$17

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-13 (62d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is STNE stock a buy right now?

Hold if already holding. Not a fresh buy at $11.30, but acceptable to hold if already in. Reasons: Leverage penalty (D/E 1.3): -0.5; Earnings estimates trending DOWN. Chart setup: Death cross but MACD improving, RSI 54. Maintain position. Not compelling to add more. Target $15.61 (+38.1%), stop $10.47 (−7.9%), A.R:R 2.6:1. Score 6.4/10, moderate confidence.

What is the STNE stock price target?

Take-profit target: $15.61 (+38.6% upside). Target $15.61 (+38.1%), stop $10.47 (−7.9%), A.R:R 2.6:1. Stop-loss: $10.47.

What are the risks of investing in STNE?

Leverage penalty (D/E 1.3): -0.5; Earnings estimates trending DOWN; Below 200-MA, MA slope -1.1%/30d (confirmed downtrend).

Is STNE overvalued or undervalued?

StoneCo Ltd. trades at a P/E of 4.2 (forward 4.6). TrendMatrix value score: 9.8/10. Verdict: Hold.

What do analysts say about STNE?

20 analysts cover STNE with a consensus score of 3.9/5. Average price target: $17.

What does StoneCo Ltd. do?StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct...

StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company provides financial services, including payment, prepayment, digital banking, and credit solutions. It offers payment solutions of electronic payments and alternative payment methods, such as payment slips and Pix transactions; digital product to help merchants improve their consumers' experience, which include split-payment processing, multi-payment processing, and recurring payments for subscriptions; and tap on phone solution. In addition, the company provides prepayment; digital banking; and credit solution. The company serves online, offline, and omni-channel sales clients under Stone, tonstone, and paggar.me. StoneCo Ltd. was founded in 2012 and is based in George Town, the Cayman Islands.

Related stocks: PICS (PicS N.V.) · DLO (DLocal Limited) · GCT (GigaCloud Technology Inc) · KSPI (Joint Stock Company Kaspi.kz - ) · RELY (Remitly Global, Inc.)
Home Stocks STNE

Latest news

Latest News

MSN34d ago
MarketBeat41d ago
Sahm42d ago
TipRanks53d ago
TMX Newsfile53d ago
Cổng thông tin điện tử Tỉnh Sơn La53d ago
MSN32d agoEarnings
Yahoo Finance32d agoEarnings
Quiver Quantitative32d ago
Marketscreener.com32d agoEarnings
Seeking Alpha32d ago
Yahoo Finance39d agoEarnings
MarketBeat40d agoEarnings
TipRanks11d ago
Yahoo Finance37d ago
MarketBeat35d ago
MarketBeat35d ago
Newsline.com7d agoEarnings
Yahoo Finance42d ago
TechStock²52d ago
Loading more...