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RELYRemitly Global, Inc.Sell6.5·$18.04-1.74%
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Remitly Global, Inc. (RELY) Stock Analysis

SellVALUE-TRAP 2/5Moderate Confidence

Technology · Software - Infrastructure

Sell if holding. Momentum 3.0/10 is below the 5.0 floor at $18.04 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 4.3): -1.5; Sector modifier (Technology): -0.8.

Remitly is a digital-first cross-border financial services platform serving 9.3M quarterly active users across 175+ countries and 5,300+ corridors, with $74.9B in send volume and $1.6B revenue in 2025. The substantial majority of revenue is earned from transaction fees and... Read more

$18.04+37.7% A.UpsideScore 6.5/10#7 of 77 Software - Infrastructure
QualityF-score8 / 9FCF yield4.70%
Stop $17.36Target $24.84(analyst − 13%)A.R:R 4.3:1
Analyst target$28.56+58.3%9 analysts
$24.84our TP
$18.04price
$28.56mean
$33

Sell if holding. Momentum 3.0/10 is below the 5.0 floor at $18.04 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 4.3): -1.5; Sector modifier (Technology): -0.8. Chart setup: No clear chart pattern; technical signals are mixed. Score 6.5/10, moderate confidence.

Passes 7/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 56d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: aggressive.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-11
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Aug 5, 202656d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Sector modifier (Technology): -0.8
Leverage penalty (D/E 4.3): -1.5
Negative momentum

Key Metrics

P/E (TTM)38.3
P/E (Fwd)11.1
Mkt Cap$3.9B
EV/EBITDA22.6
Profit Mgn6.1%
ROE13.0%
Rev Growth25.2%
Beta0.37
DividendNone
Rating analysts16

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C6.29bearish
IV64%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Obv
1.0
Volume
1.3
Ma Position
4.0
Rsi
8.7
Oversold in uptrend (RSI 19)Volume distribution (falling OBV)Above 200-day MA
GatesMomentum 3.0<4.5A.R:R 4.3 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 56d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
19 · Oversold
20D MA 50D MA 200D MAGOLDEN CROSSSupport $17.90Resistance $24.16

Price Targets

$17
$25
A.Upside+37.7%
A.R:R4.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! momentum at 3.0 (below the engine's 4.5 threshold)

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-05 (56d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RELY stock a buy right now?

Sell if holding. Momentum 3.0/10 is below the 5.0 floor at $18.04 — engine's falling-knife protection flags exit rather than catching a breakdown. Specifics: Leverage penalty (D/E 4.3): -1.5; Sector modifier (Technology): -0.8. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $17.36. Score 6.5/10, moderate confidence.

What is the RELY stock price target?

Take-profit target: $24.84 (+37.7% upside). Prior stop was $17.36. Stop-loss: $17.36.

What are the risks of investing in RELY?

Sector modifier (Technology): -0.8; Leverage penalty (D/E 4.3): -1.5; Negative momentum.

Is RELY overvalued or undervalued?

Remitly Global, Inc. trades at a P/E of 38.3 (forward 11.1). TrendMatrix value score: 7.2/10. Verdict: Sell.

What do analysts say about RELY?

16 analysts cover RELY with a consensus score of 4.3/5. Average price target: $29.

What does Remitly Global, Inc. do?Remitly is a digital-first cross-border financial services platform serving 9.3M quarterly active users across 175+...

Remitly is a digital-first cross-border financial services platform serving 9.3M quarterly active users across 175+ countries and 5,300+ corridors, with $74.9B in send volume and $1.6B revenue in 2025. The substantial majority of revenue is earned from transaction fees and foreign exchange spreads on global money transfers, primarily sent from the U.S., Canada, and the UK to recipients in India, Mexico, and the Philippines. The company generated its first annual GAAP net income ($67.9M) in 2025 and is expanding into adjacent services including wallets, cards, and business cross-border payments

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