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DLocal Limited (DLO) Stock Analysis

Falling Knife setup · Temp Headwind edge

Buy WaitModerate Confidence

Technology · Software - Infrastructure

Wait — supporting gate not met yet. Price is at or below entry $12.83 but weak momentum still blocks BUY_NOW. Key risk: Negative momentum.

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers,... Read more

$11.75+25.4% A.UpsideScore 6.9/10#2 of 78 Software - Infrastructure
QualityF-score8 / 9FCF yield8.90%
IncomeYield1.53%Payout0.00%sustainable
Entry $12.83(Support Atr Sticky)Stop $11.70Target $15.36(analyst − 13%)A.R:R 2.4:1
Analyst target$17.65+50.2%10 analysts
$15.36our TP
$11.75price
$17.65mean
$21

Wait — supporting gate not met yet. Price is at or below entry $12.83 but weak momentum still blocks BUY_NOW. Key risk: Negative momentum. Chart setup: Death cross, below all MAs, RSI 35, MACD bearish. Growth is cheap relative to earnings, but the chart hasn't confirmed yet (PEG 0.13, quality 7.7/10, growth 10.0/10). Score 6.9/10, moderate confidence.

Passes 6/7 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity no date, semi cycle peak clear). Fails on weak momentum. Suitability: aggressive.

Thesis

Rewards
Strong earnings beat streak (3/4)
High-quality business
Attractive valuation
Risks
Negative momentum

Key Metrics

P/E (TTM)19.5
P/E (Fwd)11.9
Mkt Cap$3.7B
EV/EBITDA13.3
Profit Mgn18.0%
ROE37.2%
Rev Growth65.2%
Beta1.02
Dividend1.53%
Rating analysts15

Quality Signals

Piotroski F8/9MoatWideCompounder

Options Flow

P/C0.21bullish
Max Pain$30+155.3% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static

Macd
0.3
Obv
1.0
Ma Position
2.2
Rsi
3.5
Volume
9.1
Volume distribution (falling OBV)Below 200-MA but MA still rising (+2.7%/30d) — pullback in uptrend, not confirmed weakness
GatesMomentum 3.2<4.5A.R:R 2.4 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARFalling KnifeSuitability: Aggressive
RSI
35 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $11.96Resistance $14.49

Price Targets

$12
$13
$15
A.Upside+30.7%
A.R:R2.4:1

Position Sizing

ConvictionHigh conviction
Suggested %0.6%
Max %1.1%
RegimeCautious

Risk Alerts

! Momentum score 3.2/10 — below 4.5 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-05-14 (nulld)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is DLO stock a buy right now?

Wait — supporting gate not met yet. Price is at or below entry $12.83 but weak momentum still blocks BUY_NOW. Key risk: Negative momentum. Chart setup: Death cross, below all MAs, RSI 35, MACD bearish. Growth is cheap relative to earnings, but the chart hasn't confirmed yet (PEG 0.13, quality 7.7/10, growth 10.0/10). Target $15.36 (+30.7%), stop $11.70 (−0.4%), Setup A.R:R 4.8:1. Score 6.9/10, moderate confidence.

What is the DLO stock price target?

Take-profit target: $15.36 (+25.4% upside). Target $15.36 (+30.7%), stop $11.70 (−0.4%), Setup A.R:R 4.8:1. Stop-loss: $11.70.

What are the risks of investing in DLO?

Negative momentum.

Is DLO overvalued or undervalued?

DLocal Limited trades at a P/E of 19.5 (forward 11.9). TrendMatrix value score: 7.8/10. Verdict: Buy (Wait for Entry).

What do analysts say about DLO?

15 analysts cover DLO with a consensus score of 3.9/5. Average price target: $18.

What does DLocal Limited do?DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a...

DLocal Limited, together with its subsidiaries, provides payment processing services worldwide. The company offers a robust pay-in solution to help global merchants expand their online presence and receive payments, including international and local cards, online bank transfers, direct debit, cash, and hundreds of alternative payment methods (APMs). It also provides pay-in solutions for cross-border and local-to-local transactions, as well as pay-out solutions. In addition, the company offers dLocal for Platforms to manage global platform payments. It serves its products to commerce, streaming, ride-hailing, financial services, remittances, advertising, SaaS, travel, e-learning, on-demand delivery, gaming, and crypto industries. The company was founded in 2016 and is headquartered in Montevideo, Uruguay.

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