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RJFRaymond James Financial, Inc.Hold6.0·$154.40+2.65%
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Raymond James Financial, Inc. (RJF) Stock Analysis

Recovery setup

HoldModerate Confidence

Financial Services · Asset Management

Hold if already holding. Not a fresh buy at $154.40, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-MA, MA slope -1.0%/30d (confirmed downtrend).

Raymond James Financial is a diversified financial services firm with five segments: Private Client Group ($1.67T AUA, 8,943 advisors), Capital Markets, Asset Management, Bank ($65.26B assets), and Other. Revenue is earned from asset-based fees, brokerage commissions, investment... Read more

$154.40-0.4% A.UpsideScore 6.0/10#29 of 109 Asset Management
QualityF-score9 / 9FCF yield
IncomeYield1.40%(5y avg 1.32%)Payout19.64%sustainable
Stop $146.52Target $153.84(resistance)A.R:R -0.2:1
Analyst target$174.00+12.7%12 analysts
$153.84our TP
$154.40price
$174.00mean
$147
$198

Hold if already holding. Not a fresh buy at $154.40, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-MA, MA slope -1.0%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 55. Maintain position. Not compelling to add more. Score 6.0/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 39d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 22, 202639d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
High-quality business
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Below 200-MA, MA slope -1.0%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)14.6
P/E (Fwd)11.5
Mkt Cap$30.1B
EV/EBITDA
Profit Mgn14.6%
ROE17.3%
Rev Growth13.1%
Beta0.95
Dividend1.40%
Rating analysts18

Quality Signals

Piotroski F9/9MoatWideCompounder

Options Flow

P/C0.65bullish
IV46%normal

Concentration Risks(10-K Item 1A)

  • MEDIUMloan_portfolioSBL and residential mortgage loans46%
    10-K Item 1: 'SBL and residential mortgage loans held for investment represented 46% of the Bank segment’s total assets.'
  • MEDIUMloan_portfoliocorporate and tax exempt loans33%
    10-K Item 1: 'Corporate and tax exempt loans held for investment represented 33% of the Bank segment’s total assets'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Support Resistance
1.6
Bollinger
1.7
52w Position
7.6
GatesA.R:R -0.2=NEGATIVEDeath cross (50MA < 200MA)Momentum 5.8>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 39d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
55 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $141.06Resistance $156.98

Price Targets

$147
$154
A.Upside-0.4%
A.R:R-0.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-2.0% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-22 (39d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RJF stock a buy right now?

Hold if already holding. Not a fresh buy at $154.40, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-MA, MA slope -1.0%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 55. Maintain position. Not compelling to add more. Target $153.84 (-0.4%), stop $146.52 (−5.4%), A.R:R -0.2:1. Score 6.0/10, moderate confidence.

What is the RJF stock price target?

Take-profit target: $153.84 (-0.4% upside). Target $153.84 (-0.4%), stop $146.52 (−5.4%), A.R:R -0.2:1. Stop-loss: $146.52.

What are the risks of investing in RJF?

Analyst target reached - limited upside remaining; Below 200-MA, MA slope -1.0%/30d (confirmed downtrend).

Is RJF overvalued or undervalued?

Raymond James Financial, Inc. trades at a P/E of 14.6 (forward 11.5). TrendMatrix value score: 7.6/10. Verdict: Hold.

What do analysts say about RJF?

18 analysts cover RJF with a consensus score of 3.6/5. Average price target: $174.

What does Raymond James Financial, Inc. do?Raymond James Financial is a diversified financial services firm with five segments: Private Client Group ($1.67T AUA,...

Raymond James Financial is a diversified financial services firm with five segments: Private Client Group ($1.67T AUA, 8,943 advisors), Capital Markets, Asset Management, Bank ($65.26B assets), and Other. Revenue is earned from asset-based fees, brokerage commissions, investment banking, and net interest income; primarily U.S. with modest Canada/UK operations.

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