Principal Financial Group Inc (PFG) Stock Analysis
Financial Services · Asset Management
Sell if holding. Analyst target reached at $101.24 — A.R:R is negative (-1.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.3% away).
Principal Financial Group provides retirement, asset management, and workplace benefits/protection solutions globally, with $1,814.6B in AUA and $781.0B in AUM as of December 31, 2025. Revenue is derived from fees on AUM/AUA, insurance premiums, and net investment income across... Read more
Sell if holding. Analyst target reached at $101.24 — A.R:R is negative (-1.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.3% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.0/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.50, earnings proximity 87d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicCalifornia10-K Item 1A: 'Regional concentration of our commercial mortgage loan portfolio in California may subject us to losses attributable to economic downturns or catastrophes in that state.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
3 floor-breakers
Revenue shrinking — -4.5% YoY. Growth thesis broken unless recovery story develops.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $101.24 — A.R:R is negative (-1.2) — price has exceeded the analyst target. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (0.3% away). Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $96.81. Score 5.0/10, moderate confidence.
Take-profit target: $99.86 (-1.3% upside). Prior stop was $96.81. Stop-loss: $96.81.
Analyst target reached - limited upside remaining; Near 52-week high (0.3% away); Consecutive earnings misses (2).
Principal Financial Group Inc trades at a P/E of 14.5 (forward 9.9). TrendMatrix value score: 7.6/10. Verdict: Sell.
17 analysts cover PFG with a consensus score of 3.4/5. Average price target: $99.
What does Principal Financial Group Inc do?Principal Financial Group provides retirement, asset management, and workplace benefits/protection solutions globally,...
Principal Financial Group provides retirement, asset management, and workplace benefits/protection solutions globally, with $1,814.6B in AUA and $781.0B in AUM as of December 31, 2025. Revenue is derived from fees on AUM/AUA, insurance premiums, and net investment income across three segments: Retirement and Income Solutions, Principal Asset Management, and Benefits and Protection. The company targets small and medium businesses in the US as an underserved retirement/benefits market.