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NatWest Group plc (NWG) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $15.26, but acceptable to hold if already in. Reason: Thin upside margin: 7.3%.

NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers... Read more

$15.26+7.3% A.UpsideScore 5.9/10#72 of 142 Banks - Regional
Stop $14.64Target $16.36(analyst − 15%)A.R:R 1.5:1
Analyst target$19.24+26.1%3 analysts
$16.36our TP
$15.26price
$19.24mean
$21

Hold if already holding. Not a fresh buy at $15.26, but acceptable to hold if already in. Reason: Thin upside margin: 7.3%. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Mixed signals. Hold existing position. Score 5.9/10, moderate confidence.

Passes 6/7 gates (positive momentum, favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Suitability: moderate.

Thesis

Rewards
Attractive valuation
Margin of safety: 42%
Risks
Thin upside margin: 7.3%

Key Metrics

P/E (TTM)8.7
P/E (Fwd)7.4
Mkt Cap$63.4B
EV/EBITDA
Profit Mgn36.5%
ROE14.2%
Rev Growth11.4%
Beta0.83
Dividend5.50%
Rating analysts27

Quality Signals

Piotroski F4/9

Options Flow

P/C4.17bearish
IV50%normal
Max Pain$25+63.8% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.8<5.5 (soft — BUY_NOW allowed but watch)Momentum 4.8>=4.5A.R:R 1.5 ≥ 1.5Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY NO DATESEMI CYCLE PEAK CLEARSuitability: Moderate
RSI
30 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $15.09Resistance $17.19

Price Targets

$15
$16
A.Upside+7.2%
A.R:R1.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Analyst Consensus

Analysts27
Consensus4.0/5
Avg Target$19

Earnings

B
M
M
M
1/4 beats
Next Earnings2026-05-01 (nulld)

Verdict History

reverse chrono — latest first
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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is NWG stock a buy right now?

Hold if already holding. Not a fresh buy at $15.26, but acceptable to hold if already in. Reason: Thin upside margin: 7.3%. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Mixed signals. Hold existing position. Target $16.36 (+7.2%), stop $14.64 (−4.2%), A.R:R 1.5:1. Score 5.9/10, moderate confidence.

What is the NWG stock price target?

Take-profit target: $16.36 (+7.3% upside). Target $16.36 (+7.2%), stop $14.64 (−4.2%), A.R:R 1.5:1. Stop-loss: $14.64.

What are the risks of investing in NWG?

Thin upside margin: 7.3%.

Is NWG overvalued or undervalued?

NatWest Group plc trades at a P/E of 8.7 (forward 7.4). TrendMatrix value score: 7.2/10. Verdict: Hold.

What do analysts say about NWG?

27 analysts cover NWG with a consensus score of 4.0/5. Average price target: $19.

What does NatWest Group plc do?NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United...

NatWest Group plc, together with its subsidiaries, provides banking and financial products and services in the United Kingdom and internationally. It operates through the Retail Banking, Private Banking, and Commercial & Institutional segments. The Retail Banking segment offers a range of banking products and related financial services, such as current accounts, mortgages, personal unsecured lending, and personal deposits, as well as mobile and online banking services. Its Private Banking segment provides banking, lending, and wealth management products for high-net-worth individuals and their business interests. The Commercial & Institutional segment consists of customer businesses under business banking, commercial mid-market, and corporates and institutions; and offers banking operations services in the Channel Islands, Isle of Man, Gibraltar, and Luxembourg, as well as products and solutions for businesses comprising start-ups, corporates, and large institutions. The company was formerly known as The Royal Bank of Scotland Group plc and changed its name to NatWest Group plc in July 2020. NatWest Group plc was founded in 1727 and is headquartered in Edinburgh, the United Kingdom.

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