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FNBF.N.B. CorporationHold5.7·$18.64+1.91%
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F.N.B. Corporation (FNB) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $18.64, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.6% away).

F.N.B. Corporation is a financial holding company headquartered in Pittsburgh, PA with $50B in assets, $35B in loans, and $39B in deposits, operating 355 Community Banking branches across PA, OH, MD, WV, NC, SC, DC, and VA. It provides commercial and consumer banking through... Read more

$18.64-1.8% A.UpsideScore 5.7/10#90 of 142 Banks - Regional
QualityF-score6 / 9FCF yield
IncomeYield2.84%(5y avg 3.58%)Payout29.63%sustainable
Stop $17.92Target $18.31(resistance)A.R:R -0.4:1
Analyst target$20.63+10.6%8 analysts
$18.31our TP
$18.64price
$20.63mean
$18
$21

Hold if already holding. Not a fresh buy at $18.64, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.6% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 34d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-13

Recent Developments — F.N.B. Corporation

Generated 2026-06-15T18:11:46Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 16, 202634d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Risks
Analyst target reached - limited upside remaining
Near 52-week high (2.6% away)

Key Metrics

P/E (TTM)11.3
P/E (Fwd)9.3
Mkt Cap$6.5B
EV/EBITDA
Profit Mgn34.1%
ROE8.9%
Rev Growth9.6%
Beta0.88
Dividend2.84%
Rating analysts12

Quality Signals

Piotroski F6/9

Options Flow

P/C42.86bearish
IV76%elevated

Material Events(8-K, last 90d)

  • 2026-05-08Item 5.02LOW
    William B. Campbell (independent lead director since 1975) retired from Board effective May 6, 2026 after not standing for re-election at the Annual Meeting. No disagreement cited.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.2
52w Position
9.8
GatesA.R:R -0.4=NEGATIVEExecutive change: officer departure/appointmentMomentum 6.8>=5.5Insider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 34d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
73 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $16.86Resistance $18.68

Price Targets

$18
$18
A.Upside-1.8%
A.R:R-0.4:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-3.7% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-16 (34d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is FNB stock a buy right now?

Hold if already holding. Not a fresh buy at $18.64, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.6% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $18.31 (-1.8%), stop $17.92 (−4.0%), A.R:R -0.4:1. Score 5.7/10, moderate confidence.

What is the FNB stock price target?

Take-profit target: $18.31 (-1.8% upside). Target $18.31 (-1.8%), stop $17.92 (−4.0%), A.R:R -0.4:1. Stop-loss: $17.92.

What are the risks of investing in FNB?

Analyst target reached - limited upside remaining; Near 52-week high (2.6% away).

Is FNB overvalued or undervalued?

F.N.B. Corporation trades at a P/E of 11.3 (forward 9.3). TrendMatrix value score: 8.0/10. Verdict: Hold.

What do analysts say about FNB?

12 analysts cover FNB with a consensus score of 4.2/5. Average price target: $21.

What does F.N.B. Corporation do?F.N.B. Corporation is a financial holding company headquartered in Pittsburgh, PA with $50B in assets, $35B in loans,...

F.N.B. Corporation is a financial holding company headquartered in Pittsburgh, PA with $50B in assets, $35B in loans, and $39B in deposits, operating 355 Community Banking branches across PA, OH, MD, WV, NC, SC, DC, and VA. It provides commercial and consumer banking through FNBPA, plus Wealth Management ($14.9B trust assets under administration) and Insurance segments.

Related stocks: NIC (Nicolet Bankshares Inc.) · IFS (Intercorp Financial Services In) · GABC (German American Bancorp, Inc.) · CUBI (Customers Bancorp, Inc) · INTR (Inter & Co. Inc.)
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