Nicolet Bankshares Inc. (NIC) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $147.10, but acceptable to hold if already in. Reasons: Thin upside margin: 3.0%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1).
Nicolet Bankshares is a Wisconsin-based bank and financial holding company operating through Nicolet National Bank, a full-service community bank with 57 branches at year-end 2025 (114 post-MidWestOne acquisition), serving Wisconsin, Michigan, Minnesota, and Iowa with... Read more
Hold if already holding. Not a fresh buy at $147.10, but acceptable to hold if already in. Reasons: Thin upside margin: 3.0%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1). Chart setup: Golden cross, above all MAs, RSI 61, MACD bullish. Maintain position. Not compelling to add more. Score 6.4/10, moderate confidence.
Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 35d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-06-09Recent Developments — Nicolet Bankshares Inc.
Latest news
- NEWS Nicolet Bankshares Boosts Dividend Following MidWestOne Acquisition - TipRanks — TipRanks positive
- NEWS Nicolet Bankshares: Q1 Earnings Snapshot - kare11.com — kare11.com neutral
- NEWS Earnings Flash (NIC) Nicolet Bankshares, Inc. Posts Q1 Adjusted EPS $2.75 per Share, vs. FactSet Est of $2.67 - marketsc — marketscreener.com positive
- NEWS Nicolet Bankshares, Inc. Announces First Quarter 2026 Earnings - Business Wire — Business Wire neutral
- NEWS Nicolet Bankshares (NIC): 3 Reasons We Love This Stock - StockStory — StockStory positive
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicWisconsin, Michigan, Minnesota10-K Item 1: 'As of year-end 2025, Nicolet primarily operated in Wisconsin, Michigan, and Minnesota'
Material Events(8-K, last 90d)
- 2026-02-20Item 2.01MEDIUMNicolet completed the merger with MidWestOne Financial Group, Inc. on February 13, 2026. MidWestOne merged into Nicolet; Nicolet issued ~6.6 million shares at 0.3175 exchange ratio. MidWestOne had ~$6B in assets.SEC filing →
- 2026-01-26Item 5.02LOWCompensation Committee approved equity awards of 101,000 total RSUs to executives for MidWestOne integration: Michael Daniels 20,000, others 10,000 each. Performance-based vesting over 3-year period through Dec 31, 2028.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker·1 ceiling hit
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $147.10, but acceptable to hold if already in. Reasons: Thin upside margin: 3.0%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1). Chart setup: Golden cross, above all MAs, RSI 61, MACD bullish. Maintain position. Not compelling to add more. Target $151.55 (+3.0%), stop $138.20 (−6.4%), A.R:R 0.3:1. Score 6.4/10, moderate confidence.
Take-profit target: $151.55 (+3.0% upside). Target $151.55 (+3.0%), stop $138.20 (−6.4%), A.R:R 0.3:1. Stop-loss: $138.20.
Thin upside margin: 3.0%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.1).
Nicolet Bankshares Inc. trades at a P/E of 16.1 (forward 10.8). TrendMatrix value score: 7.5/10. Verdict: Hold.
9 analysts cover NIC with a consensus score of 3.9/5. Average price target: $174.
What does Nicolet Bankshares Inc. do?Nicolet Bankshares is a Wisconsin-based bank and financial holding company operating through Nicolet National Bank, a...
Nicolet Bankshares is a Wisconsin-based bank and financial holding company operating through Nicolet National Bank, a full-service community bank with 57 branches at year-end 2025 (114 post-MidWestOne acquisition), serving Wisconsin, Michigan, Minnesota, and Iowa with commercial, agricultural, and consumer banking plus wealth management services. Total assets were $9.2B at December 31, 2025; 2025 net income was $151M ($9.78 diluted EPS).