Essent Group Ltd. (ESNT) Stock Analysis
Financial Services · Insurance - Specialty
Sell if holding. Analyst target reached at $58.38 — A.R:R 0.2:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 8.7): -1.5.
Essent Group provides private mortgage insurance through Essent Guaranty (licensed in all 50 states), with ~$248.4B of mortgage insurance in force and ~$46.6B of new insurance written in 2025, plus reinsurance through Bermuda-based Essent Re. Revenue comes from insurance... Read more
Sell if holding. Analyst target reached at $58.38 — A.R:R 0.2:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 8.7): -1.5. Chart setup: No clear chart pattern; technical signals are mixed. Score 5.5/10, high confidence.
Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 53d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-14Recent Developments — Essent Group Ltd.
Latest news
- NEWS Essent Group Ltd. Stock 12‑Month Price Target Cut to $68, Implies 13% Upside - TradingView — TradingView neutral
- NEWS ESNT Q1 Deep Dive: Mortgage Insurance Growth Amid Housing Market Pause, Capital Deployment Shifts - Yahoo Finance — Yahoo Finance neutral
- NEWS Property & Casualty Insurance Stocks Q1 Results: Benchmarking Essent Group (NYSE:ESNT) - StockStory — StockStory neutral
- NEWS Essent Group (NYSE:ESNT) SVP Sells $276,292.50 in Stock - MarketBeat — MarketBeat negative
- NEWS Insider Selling: Essent Group (NYSE:ESNT) CEO Sells 13,064 Shares of Stock - MarketBeat — MarketBeat negative
Generated 2026-06-15T18:11:46Z.
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Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
2 floor-breakers
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $58.38 — A.R:R 0.2:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Leverage penalty (D/E 8.7): -1.5. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $55.80. Score 5.5/10, high confidence.
Take-profit target: $58.94 (+1.0% upside). Prior stop was $55.80. Stop-loss: $55.80.
Analyst target reached - limited upside remaining; Leverage penalty (D/E 8.7): -1.5; Consecutive earnings misses (2).
Essent Group Ltd. trades at a P/E of 8.3 (forward 7.6). TrendMatrix value score: 7.7/10. Verdict: Sell.
15 analysts cover ESNT with a consensus score of 3.7/5. Average price target: $68.
What does Essent Group Ltd. do?Essent Group provides private mortgage insurance through Essent Guaranty (licensed in all 50 states), with ~$248.4B of...
Essent Group provides private mortgage insurance through Essent Guaranty (licensed in all 50 states), with ~$248.4B of mortgage insurance in force and ~$46.6B of new insurance written in 2025, plus reinsurance through Bermuda-based Essent Re. Revenue comes from insurance premiums on residential first-lien mortgages, with top-10 lending customers generating 59.3% of new insurance written in 2025.