Enact Holdings, Inc. (ACT) Stock Analysis
Range Bound setup
Financial Services · Insurance - Specialty
Wait for pullback to $40.82. Weak momentum — blocks BUY_NOW at $42.46. Engine's entry $40.82 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Analyst target reached - limited upside remaining; Near 52-week high (4.9% away).
Enact Holdings is a private mortgage insurer covering low-down-payment residential loans in all 50 states, facilitating secondary market sales to Fannie Mae and Freddie Mac. It generated $51.5B in new insurance written in 2025 serving ~1,600 customers with net income of $674M.... Read more
Wait for pullback to $40.82. Weak momentum — blocks BUY_NOW at $42.46. Engine's entry $40.82 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Analyst target reached - limited upside remaining; Near 52-week high (4.9% away). Chart setup: RSI 55 mid-range, Bollinger mid-band. Fundamentals strong but target reached (-6.5% upside). Wait for pullback. Score 5.7/10, moderate confidence.
Passes 5/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear). Fails on favorable risk/reward ratio and earnings proximity 4d<=7d. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMCustomerlargest customer22%10-K Item 1: 'Our largest customer accounted for 22% of total NIW and 12% of our total revenues for the year ended December 31, 2025'
- LOWGeographicCalifornia12%10-K Item 1: 'our largest state concentration was in California, which represented 12% of primary RIF'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $40.82. Weak momentum — blocks BUY_NOW at $42.46. Engine's entry $40.82 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Analyst target reached - limited upside remaining; Near 52-week high (4.9% away). Chart setup: RSI 55 mid-range, Bollinger mid-band. Fundamentals strong but target reached (-6.5% upside). Wait for pullback. Target $43.63 (+2.8%), stop $39.07 (−8.7%), Setup A.R:R 1.8:1. Score 5.7/10, moderate confidence.
Take-profit target: $43.63 (+7.8% upside). Target $43.63 (+2.8%), stop $39.07 (−8.7%), Setup A.R:R 1.8:1. Stop-loss: $39.07.
Analyst target reached - limited upside remaining; Near 52-week high (4.9% away); Earnings in 4 days (event risk).
Enact Holdings, Inc. trades at a P/E of 9.5 (forward 8.4). TrendMatrix value score: 7.9/10. Verdict: Buy (Wait for Entry).
9 analysts cover ACT with a consensus score of 3.7/5. Average price target: $46.
What does Enact Holdings, Inc. do?Enact Holdings is a private mortgage insurer covering low-down-payment residential loans in all 50 states, facilitating...
Enact Holdings is a private mortgage insurer covering low-down-payment residential loans in all 50 states, facilitating secondary market sales to Fannie Mae and Freddie Mac. It generated $51.5B in new insurance written in 2025 serving ~1,600 customers with net income of $674M. The largest customer accounted for 22% of NIW and 12% of revenues in 2025.