NMI Holdings Inc (NMIH) Stock Analysis
Recovery setup
Financial Services · Insurance - Specialty
Wait for pullback to $36.56. At $37.38 the A.R:R is 1.2:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $36.56 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 7.4%; Below 200-MA (19d, -2.5%).
NMI Holdings provides private mortgage insurance through its subsidiary NMIC, an approved insurer in all 50 states and D.C., underwriting high-LTV residential mortgage loans sold primarily to Fannie Mae and Freddie Mac. As of December 31, 2025, NMIC had $221.4B of primary... Read more
Wait for pullback to $36.56. At $37.38 the A.R:R is 1.2:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $36.56 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 7.4%; Below 200-MA (19d, -2.5%). Chart setup: Death cross but MACD improving, RSI 52. V9 Gate blocked: R/R 1.2x at spot < 1.5 minimum. Wait for improvement. Score 6.2/10, moderate confidence.
Passes 9/11 gates (positive momentum, clean insider activity, positive momentum, no SEC red flags, news events none recent, earnings proximity 43d clear, semi cycle peak clear, materials cycle peak clear, sector concentration cap sector=financial services 3/10). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-06-15Recent Developments — NMI Holdings Inc
Latest news
- NEWS Earnings To Watch: NMI Holdings (NMIH) Reports Q1 Results Tomorrow - Yahoo Finance — Yahoo Finance neutral
- NEWS NMI Holdings Inc (NMIH) Q1 2026 Earnings Report Preview: What To Expect - GuruFocus — GuruFocus neutral
- NEWS Earnings To Watch: NMI Holdings (NMIH) Reports Q1 Results Tomorrow - StockStory — StockStory neutral
- NEWS NMIH Q1 2026 Earnings: EPS Beats Consensus by 1.8%, Stock Slightly Lower - Revenue Per Share - thelegaladvocate.com — thelegaladvocate.com positive
- NEWS NMIH Q1 2026 Earnings: EPS Beats Consensus by 1.8%, Stock Slightly Lower - Share Dilution Risk - thelegaladvocate.com — thelegaladvocate.com positive
Generated 2026-06-15T18:11:46Z.
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Rating Breakdown
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Frequently Asked Questions
Wait for pullback to $36.56. At $37.38 the A.R:R is 1.2:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $36.56 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Thin upside margin: 7.4%; Below 200-MA (19d, -2.5%). Chart setup: Death cross but MACD improving, RSI 52. V9 Gate blocked: R/R 1.2x at spot < 1.5 minimum. Wait for improvement. Target $40.14 (+7.4%), stop $35.06 (−6.6%), Setup A.R:R 2.3:1. Score 6.2/10, moderate confidence.
Take-profit target: $40.14 (+9.6% upside). Target $40.14 (+7.4%), stop $35.06 (−6.6%), Setup A.R:R 2.3:1. Stop-loss: $35.06.
Thin upside margin: 7.4%; Below 200-MA (19d, -2.5%).
NMI Holdings Inc trades at a P/E of 7.5 (forward 6.9). TrendMatrix value score: 8.3/10. Verdict: Buy (Wait for Entry).
14 analysts cover NMIH with a consensus score of 4.1/5. Average price target: $46.
What does NMI Holdings Inc do?NMI Holdings provides private mortgage insurance through its subsidiary NMIC, an approved insurer in all 50 states and...
NMI Holdings provides private mortgage insurance through its subsidiary NMIC, an approved insurer in all 50 states and D.C., underwriting high-LTV residential mortgage loans sold primarily to Fannie Mae and Freddie Mac. As of December 31, 2025, NMIC had $221.4B of primary insurance in force across 2,193 lender customers. No individual customer exceeded 10% of consolidated revenues in 2025.