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Ameriprise Financial, Inc. (AMP) Stock Analysis

Recovery setup

HoldVALUE-TRAP 1/5Moderate Confidence

Financial Services · Asset Management

Hold if already holding. Not a fresh buy at $470.47, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-MA, MA slope -2.0%/30d (confirmed downtrend).

Ameriprise Financial is a diversified financial services company with two primary segments: Wealth Management, served through a network of more than 10,000 financial advisors targeting households with $500K-$5M in assets, and Asset Management via Columbia Threadneedle... Read more

$470.47+11.3% A.UpsideScore 6.0/10#28 of 109 Asset Management
Entry $428.73(support + ATR)Stop $410.13Target $477.32(resistance)A.R:R -0.0:1Setup A.R:R 2.6:1
Analyst target$538.45+14.5%11 analysts
$477.32our TP
$470.47price
$538.45mean
$452
$636

Hold if already holding. Not a fresh buy at $470.47, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-MA, MA slope -2.0%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 61. Downgraded from BUY WAIT — price $470.32 has reached target $477.32. No upside to wait for. Score 6.0/10, moderate confidence.

Passes 4/7 gates (clean insider activity, no SEC red flags, earnings proximity 83d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio and death cross (50MA < 200MA). Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Positive news sentiment (+0.67)
High-quality business
Risks
Analyst target reached - limited upside remaining
Below 200-MA, MA slope -2.0%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)11.8
P/E (Fwd)10.0
Mkt Cap$42.8B
EV/EBITDA
Profit Mgn20.2%
ROE66.9%
Rev Growth9.0%
Beta1.27
Dividend1.43%
Rating analysts20

Quality Signals

Piotroski F9/9

Options Flow

P/C1.61bearish
IV44%normal
Max Pain$300-36.2% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMProductColumbia Management family of mutual funds
    10-K Item 1A: 'a significant portion of our revenue is derived from investment management agreements with the Columbia Management family of mutual funds ... terminable on 60 days' notice'

Material Events(8-K, last 90d)

  • 2026-02-12Item 5.02MEDIUM
    Joseph E. Sweeney, President, Advice & Wealth Management Products & Service Delivery, announced retirement effective April 3, 2026. No successor named. Retirement decision; no disagreement with issuer cited.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesMomentum 4.2<4.5A.R:R -0.0=NEGATIVEDeath cross (50MA < 200MA)Insider activity: OKNo SEC red flagsEARNINGS PROXIMITY 83d clearSEMI CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
61 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $422.81Resistance $487.06

Price Targets

$410
$429
$477
A.Upside+1.5%
A.R:R-0.0:1
Setup A.R:R (at entry)2.6:1

Position Sizing

ConvictionMedium conviction
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-0.4% upside)
! NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT
! Momentum score 4.2/10 — below 4.5 minimum

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-23 (83d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is AMP stock a buy right now?

Hold if already holding. Not a fresh buy at $470.47, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Below 200-MA, MA slope -2.0%/30d (confirmed downtrend). Chart setup: Death cross but MACD improving, RSI 61. Downgraded from BUY WAIT — price $470.32 has reached target $477.32. No upside to wait for. Target $477.32 (+1.5%), stop $410.13 (−14.7%), A.R:R -0.0:1. Score 6.0/10, moderate confidence.

What is the AMP stock price target?

Take-profit target: $477.32 (+11.3% upside). Target $477.32 (+1.5%), stop $410.13 (−14.7%), A.R:R -0.0:1. Stop-loss: $410.13.

What are the risks of investing in AMP?

Analyst target reached - limited upside remaining; Below 200-MA, MA slope -2.0%/30d (confirmed downtrend).

Is AMP overvalued or undervalued?

Ameriprise Financial, Inc. trades at a P/E of 11.8 (forward 10.0). TrendMatrix value score: 7.1/10. Verdict: Hold.

What do analysts say about AMP?

20 analysts cover AMP with a consensus score of 3.8/5. Average price target: $538.

What does Ameriprise Financial, Inc. do?Ameriprise Financial is a diversified financial services company with two primary segments: Wealth Management, served...

Ameriprise Financial is a diversified financial services company with two primary segments: Wealth Management, served through a network of more than 10,000 financial advisors targeting households with $500K-$5M in assets, and Asset Management via Columbia Threadneedle Investments globally. Revenue is earned through advisory fees, commissions, and investment management fees across retail and institutional clients.

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