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NAVNNavan, Inc.Buy Wait6.1·$20.31+1.91%
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Navan, Inc. (NAVN) Stock Analysis

Range Bound setup

Buy WaitVALUE-TRAP 1/5Moderate Confidence

Technology · Software - Application

Wait for pullback to $19.00. Weak momentum; also recent C-suite change — blocks BUY_NOW at $20.31. Engine's entry $19.00 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risk: Concentration risk — Product: Travel Management offerings.

Navan is a global AI-powered business travel and expense management platform serving corporate customers of all sizes across more than 190 countries. It earns revenue through subscription and transaction fees on travel bookings, corporate card spend, and expense management;... Read more

$20.31+37.1% A.UpsideScore 6.1/10#21 of 98 Software - Application
QualityF-score8 / 9FCF yield0.08%
Entry $19.00(Default 5pct Sticky)Stop $15.37Target $26.46(analyst − 10%)A.R:R 2.0:1Setup A.R:R 5.3:1
Analyst target$29.40+44.8%15 analysts
$26.46our TP
$20.31price
$29.40mean
$38

Wait for pullback to $19.00. Weak momentum; also recent C-suite change — blocks BUY_NOW at $20.31. Engine's entry $19.00 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risk: Concentration risk — Product: Travel Management offerings. Chart setup: RSI 55 mid-range, Bollinger mid-band. Mixed signals. Hold existing position. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Score 6.1/10, moderate confidence.

Passes 6/8 gates (favorable risk/reward ratio, clean insider activity, news boost analyst 0.70, earnings proximity 58d clear, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum. Suitability: moderate.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Aug 12, 202658d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Positive news sentiment (+0.93)
Strong growth profile
Risks
Concentration risk — Product: Travel Management offerings

Key Metrics

P/E (TTM)
P/E (Fwd)60.6
Mkt Cap$5.1B
EV/EBITDA-31.8
Profit Mgn-46.7%
ROE-52.9%
Rev Growth39.9%
Beta
DividendNone
Rating analysts21

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C0.90neutral
IV111%elevated
Max Pain$3-87.7% vs spot

Concentration Risks(10-K Item 1A)

  • HIGHProductTravel Management offerings
    10-K Item 1A: 'Our revenue has historically been, and is expected to continue to be, significantly dependent on our Travel Management offerings'

Material Events(8-K, last 90d)

  • 2026-04-17Item 5.02MEDIUM
    Anne Giviskos, Chief Accounting Officer, departed effective April 17, 2026. CFO Aurélien Nolf assumes principal accounting officer role. No disagreement cited.
    SEC filing →
  • 2026-02-11Item 5.02MEDIUM
    Aurélien Nolf appointed CFO effective March 2, 2026, succeeding Anne Giviskos who had served as Interim CFO. Giviskos returns to Senior VP, Strategic Finance and CAO role.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
0.3
Value Rank
2.2
Growth Rank
9.2
Industry growth leader
GatesMomentum 4.2<4.5Executive change: officer departure/appointmentA.R:R 2.0 ≥ 1.5Insider activity: OKNEWS BOOST ANALYST 0.70EARNINGS PROXIMITY 58d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
55 · Neutral
20D MA 50D MA 200D MASupport $18.09Resistance $24.50

Price Targets

$15
$19
$26
A.Upside+30.3%
A.R:R2.0:1
Setup A.R:R (at entry)5.3:1

Position Sizing

ConvictionMedium conviction
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! NEWS_MOD=+2: HOLD_IF_HOLDING → STRONG_BUY_WAIT
! momentum at 4.2 (below the engine's 4.5 threshold)

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-12 (58d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is NAVN stock a buy right now?

Wait for pullback to $19.00. Weak momentum; also recent C-suite change — blocks BUY_NOW at $20.31. Engine's entry $19.00 (Default 5pct Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risk: Concentration risk — Product: Travel Management offerings. Chart setup: RSI 55 mid-range, Bollinger mid-band. Mixed signals. Hold existing position. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Target $26.46 (+30.3%), stop $15.37 (−32.1%), Setup A.R:R 5.3:1. Score 6.1/10, moderate confidence.

What is the NAVN stock price target?

Take-profit target: $26.46 (+37.1% upside). Target $26.46 (+30.3%), stop $15.37 (−32.1%), Setup A.R:R 5.3:1. Stop-loss: $15.37.

What are the risks of investing in NAVN?

Concentration risk — Product: Travel Management offerings.

Is NAVN overvalued or undervalued?

Navan, Inc. trades at a P/E of N/A (forward 60.6). TrendMatrix value score: 6.5/10. Verdict: Buy (Wait for Entry).

What do analysts say about NAVN?

21 analysts cover NAVN with a consensus score of 4.3/5. Average price target: $29.

What does Navan, Inc. do?Navan is a global AI-powered business travel and expense management platform serving corporate customers of all sizes...

Navan is a global AI-powered business travel and expense management platform serving corporate customers of all sizes across more than 190 countries. It earns revenue through subscription and transaction fees on travel bookings, corporate card spend, and expense management; $406M was invested in R&D across fiscal 2024-2026.

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