Value
4.6/10data confidence 67%| Component | Sub-score |
|---|---|
| P/S | 5.1 |
| Fwd P/E | 1.0 |
| PEG | 7.6 |
| Analyst target | 4.0 |
- ▸Forward P/E: 95.6x
- ▸PEG: 0.91
NAVN · Why this verdict
Why Navan (NAVN) is rated BUY WAIT
Updated
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
VerdictBUY WAIT
Overall score5.4/10
ConfidenceMEDIUM
MacroRISK_OFF
Per-dimension breakdown
Quality
5.1/10data confidence 100%| Component | Sub-score |
|---|---|
| ROE | 0.0 |
| ROA | 0.0 |
| Gross margin | 10.0 |
| Op margin | 0.0 |
| Net margin | 0.0 |
| Current ratio | 8.9 |
| FCF quality | 7.1 |
| Moat | 7.2 |
| Rule of 40 | 8.9 |
| Piotroski F | 8.9 |
- ▸FCF-positive despite GAAP loss (FCF margin 20%, FCF yield 2.7%)
- ▸Rule of 40: 55 (pass)
- ▸Strong Piotroski F-Score: 8/9
Growth
10.0/10data confidence 67%| Component | Sub-score |
|---|---|
| Rev growth | 10.0 |
| EPS growth | 10.0 |
- ▸Strong growth: 35% YoY
Momentum
3.7/10data confidence 100%| Component | Sub-score |
|---|---|
| RSI | 3.2 |
| MACD | 6.8 |
| OBV | 1.0 |
| MA position | 7.5 |
| Volume | 0.0 |
- ▸Volume distribution (falling OBV)
Sentiment
6.8/10data confidence 100%| Component | Sub-score |
|---|---|
| LLM sentiment | 5.0 |
| Analyst rating | 8.6 |
| Price target | 6.3 |
Insider
4.2/10data confidence 75%| Component | Sub-score |
|---|---|
| materiality | 4.5 |
| insider conviction | 3.2 |
| holder change | 5.0 |
- ▸Modest insider selling — $1,578,894 (0.029% of mkt cap)
Peer rank
2.7/10data confidence 80%| Component | Sub-score |
|---|---|
| value rank | 2.0 |
| quality rank | 0.2 |
| growth rank | 8.7 |
- ▸Industry growth leader
Technical
4.5/10data confidence 100%| Component | Sub-score |
|---|---|
| bollinger | 2.4 |
| support resistance | 2.7 |
| 52w position | 8.5 |
Risk (lower is worse)
3.6/10data confidence 100%| Component | Sub-score |
|---|---|
| short interest | 2.0 |
| days to cover | 9.5 |
| volatility | 0.0 |
| put call | 0.0 |
| implied vol | 0.0 |
| max pain risk | 3.0 |
| debt equity | 9.4 |
| news risk | 5.0 |
- ▸High short interest justified: 15%
- ▸Elevated put/call: 2.50
- ▸High IV: 141%
- ▸Above max pain $2
Catalyst
6.3/10data confidence 100%| Component | Sub-score |
|---|---|
| erm | 5.0 |
| earnings history | 3.3 |
| earnings timing | 5.0 |
| surprise avg | 10.0 |
| news activity | 8.0 |
- ▸Earnings in 2 days
How the verdict was assembled
Engine trigger
Earnings in 2 days. Wait until post-earnings.
Engine technical detail
verdict_path:
L3:NEWS_BLOCK|ENTRY_STICKY:PRIOR_STILL_VIABLEPassed (3)
- INSIDER:OK
- SEMI_CYCLE_PEAK:CLEAR
- MATERIALS_CYCLE_PEAK:CLEAR
Failed (3)
- MOMENTUM:3.7<4.5
- ASYMMETRY:-0.1=NEGATIVE
- EARNINGS_PROXIMITY:2d<=7d
Warning (1)
- 8K_CSUITE_CHANGE:5.02 (officer departure/appointment)
Reward-to-Risk
-0.14
Upside
-2.0%
Downside
15.0%
Sizing output
STARTER
SetupUNKNOWN — No clear chart pattern; technical signals are mixed
EdgeNO_EDGE — No clear edge identified
SuitabilityMODERATE — Balanced profile
Investment implication
A recent news event triggered an L3 news-block on the verdict path. Trigger: Earnings in 2 days. Wait until post-earnings. The 10-dimension scores remain Growth at 10.0 (strongest), but MOMENTUM:3.7<4.5 also fails — the news block is the proximate trigger, not the sole driver.
The strongest dimensions are Growth at 10.0, Sentiment at 6.8, and Catalyst at 6.3; the weakest are Peer rank at 2.7, Risk (lower is worse) at 3.6, and Momentum at 3.7. The V9 engine flagged 3 failed gates with 1 warning, producing an asymmetric reward-to-risk of -0.14 and an engine sizing output of STARTER.