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WFCWells Fargo & CompanySell5.6·$81.70+0.91%
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Wells Fargo & Company (WFC) Stock Analysis

Recovery setup

SellModerate Confidence

Financial Services · Banks - Diversified

Sell if holding. At $81.70, A.R:R 0.5:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 5.5%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2).

Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving consumers, businesses, and institutions primarily in the U.S. through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment... Read more

$81.70+5.5% A.UpsideScore 5.6/10#15 of 19 Banks - Diversified
QualityF-score6 / 9FCF yield
IncomeYield2.22%(5y avg 2.14%)Payout27.05%sustainable
Stop $78.32Target $86.50(analyst − 10%)A.R:R 0.5:1
Analyst target$96.11+17.6%22 analysts
$86.50our TP
$81.70price
$96.11mean
$113

Sell if holding. At $81.70, A.R:R 0.5:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 5.5%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: Death cross but MACD improving, RSI 76. Score 5.6/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 34d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-10
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Tue, Jul 14, 202634d to earnings· next earnings call

Thesis

Rewards
Sector modifier (Financial Services): +1.0
Attractive valuation
Risks
Thin upside margin: 5.5%
V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2)
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)12.5
P/E (Fwd)10.2
Mkt Cap$247.8B
EV/EBITDA
Profit Mgn26.7%
ROE12.0%
Rev Growth5.7%
Beta0.93
Dividend2.22%
Rating analysts29

Quality Signals

Piotroski F6/9

Options Flow

P/C1.10bearish
IV43%normal

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Support Resistance
0.6
Bollinger
0.7
52w Position
7.0
GatesA.R:R 0.5 < 1.5@spotDeath cross (50MA < 200MA)Momentum 6.4>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 34d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRecoverySuitability: Moderate
RSI
76 · Overbought
20D MA 50D MA 200D MADEATH CROSSSupport $72.78Resistance $82.56

Price Targets

$78
$87
A.Upside+5.9%
A.R:R0.5:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeRisk-Off

Risk Alerts

! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! asymmetry at 0.5 (below the engine's 1.5 threshold)@spot

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-07-14 (34d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is WFC stock a buy right now?

Sell if holding. At $81.70, A.R:R 0.5:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 5.5%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2). Chart setup: Death cross but MACD improving, RSI 76. Prior stop was $78.32. Score 5.6/10, moderate confidence.

What is the WFC stock price target?

Take-profit target: $86.50 (+5.5% upside). Prior stop was $78.32. Stop-loss: $78.32.

What are the risks of investing in WFC?

Thin upside margin: 5.5%; V7 low-quality RISK_OFF penalty: -0.5 (Q=5.2); Consecutive earnings misses (2).

Is WFC overvalued or undervalued?

Wells Fargo & Company trades at a P/E of 12.5 (forward 10.2). TrendMatrix value score: 7.4/10. Verdict: Sell.

What do analysts say about WFC?

29 analysts cover WFC with a consensus score of 4.0/5. Average price target: $96.

What does Wells Fargo & Company do?Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving...

Wells Fargo is the fourth-largest U.S. bank holding company by assets (~$2.1 trillion at Dec 31, 2025), serving consumers, businesses, and institutions primarily in the U.S. through four segments: Consumer Banking and Lending, Commercial Banking, Corporate and Investment Banking, and Wealth and Investment Management. Revenue derives from net interest income and fee income across these segments, with ~205,000 employees.

Related stocks: C (Citigroup, Inc.) · UBS (UBS Group AG Registered) · BAC (Bank of America Corporation) · BK (The Bank of New York Mellon Cor) · BMO (Bank Of Montreal)
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