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ING Group, N.V. (ING) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Diversified

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It... Read more

$25.51+12.6% upside
Score 6.5/10Target $29.00Reward/Risk 2.1:1

TrendMatrix rates ING Group, N.V. (ING) as Hold with moderate confidence. The stock trades at $25.51 with +12.6% upside to the $29.00 price target. Overall score: 6.5/10 across 10 analysis dimensions. Reward/risk ratio: 2.1:1.

Passes 2/4 gates (clean insider activity, no SEC red flags). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Val7.8Qual4.8Grw10.0Mom3.1Sent5.3Ins4.7Peer7.3Tech6.7Risk8.16.5OVERALL

Investment Thesis

+ Sector modifier (): +1.2
+ Strong earnings beat streak (3/4)
+ Attractive valuation
- Analyst target reached - limited upside remaining
- V7 low-quality RISK_OFF penalty: -0.5 (Q=4.8)
- Negative momentum

Fundamentals

P/E (TTM)10.2
P/E (Fwd)8.4
Mkt Cap$73.6B
EV/EBITDA
Profit Mgn34.0%
ROE15.8%
Rev Growth118.2%
Beta0.85
Dividend5.00%
Analysts27
Frequently Asked Questions
Is ING stock a buy right now?

TrendMatrix rates ING Group, N.V. (ING) as Hold with moderate confidence. Score 6.5/10.

What is the ING stock price target?

Take-profit target: $29.00 (+12.6% upside). Reward/risk ratio: 2.1:1. Stop-loss: $24.19.

What are the risks of investing in ING?

Analyst target reached - limited upside remaining; V7 low-quality RISK_OFF penalty: -0.5 (Q=4.8); Negative momentum.

Is ING overvalued or undervalued?

ING Group, N.V. trades at a P/E of 10.2 (forward 8.4). TrendMatrix value score: 7.8/10. Verdict: Hold.

What do analysts say about ING?

27 analysts cover ING with a consensus score of 3.9/5. Average price target: $29.

What does ING Group, N.V. do?ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and...

ING Groep N.V. provides various banking products and services in the Netherlands, Belgium, Germany, rest of Europe, and internationally. The company operates through five segments: Retail Netherlands, Retail Belgium, Retail Germany, Retail Other, and Wholesale Banking. It accepts current and savings accounts; and time deposits. The company also offers business lending products; SME loans; consumer lending products, such as residential mortgage loans and other consumer lending loans; and mortgages. In addition, it provides working capital solutions; debt and equity market solutions; various loans; payments; and cash management, trade and corporate finance, and treasury services, as well as savings, investment, insurance, and digital banking services. The company serves individual customers, corporate clients, and financial institutions. ING Groep N.V. was founded in 1762 and is headquartered in Amsterdam, the Netherlands.

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41 NEUTRAL
<20d<50d200dGOLDEN CROSSSupp $24.94Res $29.59

Price Targets

$24
$29
Upside+12.6%
Reward/Risk2.1:1

Position Sizing

ConvictionNONE
Suggested %0.5%
Max %1%
RegimeRISK_OFF

Risk Alerts

! V8: Target reached (-4.4% upside)
! MOMENTUM:3.1<5.0
! ASYMMETRY:-0.9=NEGATIVE
RANGE BOUNDSuitability: Moderate
Insider activity: OK
No SEC red flags
Momentum 3.1<5.0
Risk/Reward -0.9=NEGATIVE