Value
7.4/10data confidence 83%| Component | Sub-score |
|---|---|
| P/E | 8.5 |
| P/S | 8.2 |
| Fwd P/E | 9.3 |
| PEG | 5.2 |
| Analyst target | 6.0 |
- ▸Forward P/E: 10.2x
- ▸PEG: 1.45
- ▸Attractively valued
WFC · Why this verdict
Why Wells Fargo & (WFC) is rated SELL
Updated
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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VerdictSELL
Overall score5.5/10
ConfidenceMEDIUM
MacroRISK_OFF
Per-dimension breakdown
Quality
5.2/10data confidence 100%| Component | Sub-score |
|---|---|
| ROE | 4.0 |
| ROA | 0.7 |
| Gross margin | 0.0 |
| Op margin | 10.0 |
| Net margin | 10.0 |
| Moat | 5.2 |
| Piotroski F | 6.7 |
- ▸Strong margins: 27%
- ▸No competitive moat
Growth
4.5/10data confidence 67%| Component | Sub-score |
|---|---|
| Rev growth | 3.9 |
| EPS growth | 5.0 |
Momentum
6.4/10data confidence 100%| Component | Sub-score |
|---|---|
| RSI | 2.6 |
| MACD | 10.0 |
| OBV | 10.0 |
| MA position | 6.5 |
| Volume | 3.0 |
- ▸Overbought bear rally (RSI 76)
- ▸Volume accumulation (rising OBV)
- ▸Below 200-MA, MA slope flat
Sentiment
6.2/10data confidence 100%| Component | Sub-score |
|---|---|
| LLM sentiment | 3.7 |
| Analyst rating | 7.5 |
| Price target | 7.4 |
Insider
5.0/10data confidence 50%| Component | Sub-score |
|---|---|
| materiality | 5.0 |
| holder change | 5.0 |
- ▸No net insider activity — $0 (0.000% of mkt cap)
Peer rank
4.7/10data confidence 80%| Component | Sub-score |
|---|---|
| value rank | 6.6 |
| quality rank | 3.7 |
| growth rank | 3.5 |
Technical
2.8/10data confidence 100%| Component | Sub-score |
|---|---|
| bollinger | 0.7 |
| support resistance | 0.6 |
| 52w position | 7.0 |
Risk (lower is worse)
6.5/10data confidence 100%| Component | Sub-score |
|---|---|
| short interest | 10.0 |
| volatility | 6.9 |
| put call | 6.4 |
| implied vol | 6.6 |
| max pain risk | 3.0 |
| beta | 7.4 |
| news risk | 5.0 |
- ▸Above max pain $50
Catalyst
5.3/10data confidence 100%| Component | Sub-score |
|---|---|
| erm | 5.0 |
| earnings history | 3.3 |
| earnings timing | 5.0 |
| surprise avg | 4.6 |
| dividend safety | 6.0 |
| news activity | 8.0 |
- ▸Earnings concerns: 2B/2M
- ▸Dividend: 222.0%
How the verdict was assembled
Engine trigger
Maintain position. Not compelling to add more. | News modifier -1 (HOLD_IF_HOLDING → SELL_IF_HOLDING).
Engine technical detail
verdict_path:
L4:PATH_F_HOLD|L3:NEWS_MOD=-1Passed (7)
- MOMENTUM:6.4>=5.5
- INSIDER:OK
- 8K:CLEAN
- NEWS_EVENTS:NONE_RECENT
- EARNINGS_PROXIMITY:34d clear
- SEMI_CYCLE_PEAK:CLEAR
- MATERIALS_CYCLE_PEAK:CLEAR
Failed (1)
- ASYMMETRY:0.5<1.5@spot
Warning (1)
- DEATH_CROSS:momentum=6.4>=5.0 recovering
Reward-to-Risk
0.49
Upside
+5.5%
Downside
11.2%
Sizing output
AVOID
SetupRECOVERY — Death cross but MACD improving, RSI 76
EdgeNO_EDGE — No clear edge identified
SuitabilityMODERATE — Balanced profile
Investment implication
None of the engine's positive-conviction paths (C-quality, D-momentum) triggered — the F-path HOLD reflects balanced signals. Strongest-cleared gate: MOMENTUM:6.4>=5.5. Top dim: Value at 7.4; weakest: Technical at 2.8. No conviction either direction.
The strongest dimensions are Value at 7.4, Risk (lower is worse) at 6.5, and Momentum at 6.4; the weakest are Technical at 2.8, Growth at 4.5, and Peer rank at 4.7. The V9 engine flagged 1 failed gate with 1 warning, producing an asymmetric reward-to-risk of 0.49 and an engine sizing output of AVOID.