Unum Group (UNM) Stock Analysis
Breakout setup
Financial Services · Insurance - Life
Sell if holding. Analyst target reached at $81.10 — A.R:R 0.0:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (2.4% away).
Unum Group is a leading provider of employee benefits insurance in the US and UK, offering disability, life, accident, critical illness, dental, and vision products marketed primarily through the workplace. Premium income is split approximately 65% from Unum US, 17% from... Read more
Sell if holding. Analyst target reached at $81.10 — A.R:R 0.0:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (2.4% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Score 5.9/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news boost analyst 0.35, earnings proximity 88d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Analyst target reached at $81.10 — A.R:R 0.0:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Near 52-week high (2.4% away). Chart setup: Golden cross, above all MAs, RSI 69, MACD bullish. Prior stop was $78.03. Score 5.9/10, moderate confidence.
Take-profit target: $81.31 (+0.2% upside). Prior stop was $78.03. Stop-loss: $78.03.
Analyst target reached - limited upside remaining; Near 52-week high (2.4% away); Consecutive earnings misses (3).
Unum Group trades at a P/E of 17.4 (forward 8.3). TrendMatrix value score: 8.3/10. Verdict: Sell.
18 analysts cover UNM with a consensus score of 3.9/5. Average price target: $93.
What does Unum Group do?Unum Group is a leading provider of employee benefits insurance in the US and UK, offering disability, life, accident,...
Unum Group is a leading provider of employee benefits insurance in the US and UK, offering disability, life, accident, critical illness, dental, and vision products marketed primarily through the workplace. Premium income is split approximately 65% from Unum US, 17% from Colonial Life, 10% from Unum International (UK/Poland), and 8% from the Closed Block; the company operates in the US, UK, and Poland.