Unum Group (UNM) Stock Analysis
Financial Services · Insurance - Life
Sell if holding. Engine safety override at $87.82: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Elevated put/call ratio: 3.24; Below-average business quality.
Unum Group provides workplace financial protection benefits (disability, life, dental/vision, critical illness) in the US, UK, and Poland through three core segments: Unum US (65.4% of 2025 premium income), Colonial Life (17%), and Unum International (10%). Products are marketed... Read more
Sell if holding. Engine safety override at $87.82: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Elevated put/call ratio: 3.24; Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Score 5.5/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 49d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-09Recent Developments — Unum Group
Latest news
- NEWS Top 2 Financial Stocks That May Fall Off A Cliff This Month — benzinga Jun 12, 2026 negative
- NEWS Unum Group Raises Quarterly Dividend From $0.46 To $0.505/Share — benzinga May 21, 2026 positive
- NEWS Morgan Stanley Maintains Equal-Weight on Unum Gr, Raises Price Target to $87 — benzinga May 21, 2026 neutral
- NEWS Wells Fargo Maintains Overweight on Unum Gr, Raises Price Target to $100 — benzinga May 5, 2026 neutral
- NEWS Truist Securities Maintains Buy on Unum Gr, Raises Price Target to $96 — benzinga Apr 30, 2026 positive
Generated 2026-06-15T18:11:47Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
3 floor-breakers
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Quality below the gate floor. Component breakdown shows what dragged the score down.static
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $87.82: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.5/10. Specifically: Elevated put/call ratio: 3.24; Below-average business quality. Chart setup: No clear chart pattern; technical signals are mixed. Prior stop was $84.33. Score 5.5/10, moderate confidence.
Take-profit target: $87.14 (-0.8% upside). Prior stop was $84.33. Stop-loss: $84.33.
Target reached (-3.3% upside); Quality below floor (3.3 < 4.0); Value-trap signals (2/5): Revenue declining (-9.8% YoY), High leverage (D/E 5.2).
Unum Group trades at a P/E of 18.8 (forward 8.9). TrendMatrix value score: 7.5/10. Verdict: Sell.
18 analysts cover UNM with a consensus score of 4.0/5. Average price target: $98.
What does Unum Group do?Unum Group provides workplace financial protection benefits (disability, life, dental/vision, critical illness) in the...
Unum Group provides workplace financial protection benefits (disability, life, dental/vision, critical illness) in the US, UK, and Poland through three core segments: Unum US (65.4% of 2025 premium income), Colonial Life (17%), and Unum International (10%). Products are marketed through employers to employees; the Closed Block segment contains run-off long-term care and legacy products.