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RGAReinsurance Group of America, ISell6.0·$210.45+2.07%
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Reinsurance Group of America, I (RGA) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Insurance - Reinsurance

Sell if holding. At $210.45, A.R:R 0.6:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 4.3%; Consecutive earnings misses (2).

Reinsurance Group of America is a global provider of traditional life and health reinsurance and asset-intensive financial solutions, with segments spanning U.S./Latin America, Canada, EMEA, and Asia Pacific. Revenue is earned through reinsurance premiums, fee-based asset... Read more

$210.45+4.3% A.UpsideScore 6.0/10#4 of 5 Insurance - Reinsurance
QualityF-score7 / 9FCF yield34.93%
IncomeYield1.77%(5y avg 2.07%)Payout20.00%sustainable
Stop $201.29Target $219.43(analyst − 13%)A.R:R 0.6:1
Analyst target$252.22+19.8%9 analysts
$219.43our TP
$210.45price
$252.22mean
$288

Sell if holding. At $210.45, A.R:R 0.6:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 4.3%; Consecutive earnings misses (2). Chart setup: Golden cross, above all MAs, RSI 46, MACD bullish. Score 6.0/10, moderate confidence.

Passes 6/8 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 54d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-13
TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Aug 6, 202654d to earnings· next earnings call

Thesis

Rewards
Attractive valuation
Positive momentum
Risks
Thin upside margin: 4.3%
Consecutive earnings misses (2)

Key Metrics

P/E (TTM)11.4
P/E (Fwd)7.3
Mkt Cap$13.8B
EV/EBITDA7.2
Profit Mgn4.9%
ROE9.9%
Rev Growth23.5%
Beta0.48
Dividend1.77%
Rating analysts15

Quality Signals

Piotroski F7/9MoatNarrow

Options Flow

P/C0.43bullish
IV50%normal
Max Pain$210-0.2% vs spot

Material Events(8-K, last 90d)

  • 2026-03-20Item 5.02MEDIUM
    Mark Brooks, EVP and Chief Information Officer (named executive officer), resigned effective April 3, 2026. No successor named. No reason cited beyond notification.
    SEC filing →
  • 2026-03-19Item 5.02LOW
    Peter Babej appointed to Board of Directors effective April 1, 2026, for a term ending at the 2026 annual meeting. Former Citigroup executive; Board size increased to 12 directors. No disagreement cited.
    SEC filing →

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

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Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

10 dimensions · all in-band

GatesA.R:R 0.6 < 1.5@spotExecutive change: officer departure/appointmentMomentum 7.3>=5.5Insider activity: OKNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 54d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
46 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $195.10Resistance $215.95

Price Targets

$201
$219
A.Upside+4.3%
A.R:R0.6:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! NEWS_MOD=-1: HOLD_IF_HOLDING → SELL_IF_HOLDING
! asymmetry at 0.6 (below the engine's 1.5 threshold)@spot

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-08-06 (54d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is RGA stock a buy right now?

Sell if holding. At $210.45, A.R:R 0.6:1 is below the 1.5:1 minimum. Reward from here is too thin for a buy — the engine flags exit. Additional concerns: Thin upside margin: 4.3%; Consecutive earnings misses (2). Chart setup: Golden cross, above all MAs, RSI 46, MACD bullish. Prior stop was $201.29. Score 6.0/10, moderate confidence.

What is the RGA stock price target?

Take-profit target: $219.43 (+4.3% upside). Prior stop was $201.29. Stop-loss: $201.29.

What are the risks of investing in RGA?

Thin upside margin: 4.3%; Consecutive earnings misses (2).

Is RGA overvalued or undervalued?

Reinsurance Group of America, I trades at a P/E of 11.4 (forward 7.3). TrendMatrix value score: 8.4/10. Verdict: Sell.

What do analysts say about RGA?

15 analysts cover RGA with a consensus score of 3.7/5. Average price target: $252.

What does Reinsurance Group of America, I do?Reinsurance Group of America is a global provider of traditional life and health reinsurance and asset-intensive...

Reinsurance Group of America is a global provider of traditional life and health reinsurance and asset-intensive financial solutions, with segments spanning U.S./Latin America, Canada, EMEA, and Asia Pacific. Revenue is earned through reinsurance premiums, fee-based asset management (PRT, longevity, stable value), and investment income.

Related stocks: SPNT (SiriusPoint Ltd.) · HG (Hamilton Insurance Group, Ltd.) · RNR (RenaissanceRe Holdings Ltd.) · EG (Everest Group, Ltd.)
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