PNC Financial Services Group, I (PNC) Stock Analysis
Range Bound setup
Financial Services · Banks - Regional
Wait for pullback to $213.14. At $222.43 the A.R:R is 0.4:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $213.14 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Regulatory: Federal Reserve (primary BHC regulator); Concentration risk — Regulatory: OCC (primary bank regulator).
PNC Financial Services is one of the largest diversified U.S. banks with $573.6B in total assets and $440.9B in deposits at year-end 2025, providing retail banking, corporate and institutional banking, and asset management through a coast-to-coast branch network. Revenue comes... Read more
Wait for pullback to $213.14. At $222.43 the A.R:R is 0.4:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $213.14 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Regulatory: Federal Reserve (primary BHC regulator); Concentration risk — Regulatory: OCC (primary bank regulator). Chart setup: RSI 53 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Score 5.8/10, moderate confidence.
Passes 5/7 gates (clean insider activity, no SEC red flags, news boost analyst 0.70, earnings proximity 74d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHregulatoryFederal Reserve (primary BHC regulator)10-K Item 1A: 'with the Federal Reserve as its primary regulator'
- HIGHregulatoryOCC (primary bank regulator)10-K Item 1A: 'PNC Bank is a federally chartered bank, with the OCC as its primary regulator'
Material Events(8-K, last 90d)
- 2026-04-24Item 5.02LOWShareholders approved the 2026 Omnibus Equity Incentive Plan at PNC annual meeting on April 22, 2026; previously approved by Board on March 5, 2026. Covers incentive awards for employees, non-employee directors, and service providers. No officer departure involved.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
1 floor-breaker
Momentum below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Wait for pullback to $213.14. At $222.43 the A.R:R is 0.4:1 — below the 1.5:1 minimum for BUY_NOW. Engine's entry $213.14 (Ma50 Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Concentration risk — Regulatory: Federal Reserve (primary BHC regulator); Concentration risk — Regulatory: OCC (primary bank regulator). Chart setup: RSI 53 mid-range, Bollinger mid-band. Maintain position. Not compelling to add more. | News modifier +2 (HOLD_IF_HOLDING → STRONG_BUY_WAIT) Target $228.40 (+2.7%), stop $203.64 (−9.2%), Setup A.R:R 1.6:1. Score 5.8/10, moderate confidence.
Take-profit target: $228.40 (+7.2% upside). Target $228.40 (+2.7%), stop $203.64 (−9.2%), Setup A.R:R 1.6:1. Stop-loss: $203.64.
Concentration risk — Regulatory: Federal Reserve (primary BHC regulator); Concentration risk — Regulatory: OCC (primary bank regulator); Analyst target reached - limited upside remaining.
PNC Financial Services Group, I trades at a P/E of 13.0 (forward 10.6). TrendMatrix value score: 7.0/10. Verdict: Buy (Wait for Entry).
30 analysts cover PNC with a consensus score of 4.0/5. Average price target: $254.
What does PNC Financial Services Group, I do?PNC Financial Services is one of the largest diversified U.S. banks with $573.6B in total assets and $440.9B in...
PNC Financial Services is one of the largest diversified U.S. banks with $573.6B in total assets and $440.9B in deposits at year-end 2025, providing retail banking, corporate and institutional banking, and asset management through a coast-to-coast branch network. Revenue comes from lending, deposit, fee-based, and capital markets services to individuals, corporations, and municipalities. In January 2026, PNC completed its acquisition of FirstBank Holding Company, adding $26.4B in assets and $23.1B in deposits.