Lemonade, Inc. (LMND) Stock Analysis
Recovery setup
Financial Services · Insurance - Property & Casualty
Sell if holding. Engine safety override at $57.50: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.4/10. Specifically: High short interest: 15%; Below-average business quality; Below long-term trend.
Lemonade is a digital-first insurance company offering renters, homeowners, pet, car, and life insurance in the U.S. and select European markets through AI-driven bots and a vertically integrated technology platform. Revenue comes from premiums (net of reinsurance ceded), with... Read more
Sell if holding. Engine safety override at $57.50: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.4/10. Specifically: High short interest: 15%; Below-average business quality; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 53. Score 5.4/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 51d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.
Recent developments
updated 2026-06-14Recent Developments — Lemonade, Inc.
Latest news
- NEWS Caseys General Stores Upbeat Q4 Earnings, Joins Applied Optoelectronics, Clover Health Investments And Other Big Stocks — benzinga Jun 10, 2026 positive
- NEWS Morgan Stanley Maintains Overweight on Lemonade, Lowers Price Target to $75 — benzinga May 21, 2026 positive
- NEWS Piper Sandler Maintains Neutral on Lemonade, Lowers Price Target to $62 — benzinga Apr 30, 2026 neutral
- NEWS Citizens Maintains Market Outperform on Lemonade, Lowers Price Target to $80 — benzinga Apr 30, 2026 positive
- NEWS Truist Securities Maintains Buy on Lemonade, Lowers Price Target to $70 — benzinga Apr 30, 2026 neutral
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMcounterpartyHannover Ruck SE and MAPFRE Re10-K Item 1: 'Proportional Reinsurance Contracts with a term of one year that expires on June 30, 2026 are issued by Hannover Ruck SE and MAPFRE Re Compania De Reaseguros S.A., each holding an ‘A’ or better rating from A.M. Best'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
3 floor-breakers·1 ceiling hit
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Unprofitable operations — net margin -16.4%. Quality floor flags this regardless of sector context.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $57.50: Quality below floor (3.3 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.4/10. Specifically: High short interest: 15%; Below-average business quality; Below long-term trend. Chart setup: Death cross but MACD improving, RSI 53. Prior stop was $53.47. Score 5.4/10, moderate confidence.
Take-profit target: $59.58 (+3.6% upside). Prior stop was $53.47. Stop-loss: $53.47.
Target reached (-6.2% upside); Quality below floor (3.3 < 4.0).
Lemonade, Inc. trades at a P/E of N/A (forward -153.3). TrendMatrix value score: 5.1/10. Verdict: Sell.
19 analysts cover LMND with a consensus score of 3.5/5. Average price target: $62.
What does Lemonade, Inc. do?Lemonade is a digital-first insurance company offering renters, homeowners, pet, car, and life insurance in the U.S....
Lemonade is a digital-first insurance company offering renters, homeowners, pet, car, and life insurance in the U.S. and select European markets through AI-driven bots and a vertically integrated technology platform. Revenue comes from premiums (net of reinsurance ceded), with subscription-based recurring revenue and strong retention; the company has ~3 million customers and holds wholesale proportional reinsurance contracts covering ~20% of its book as of mid-2026.