Skip to main content
BSACBanco Santander - ChileSell4.7·$32.51+0.28%
Open full analysis

Banco Santander - Chile (BSAC) Stock Analysis

Breakout setup

SellModerate Confidence

Financial Services · Banks - Regional

Sell if holding. Engine safety override at $32.51: Quality below floor (3.6 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.7/10. Specifically: Below-average business quality.

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments.... Read more

$32.51-0.8% A.UpsideScore 4.7/10#139 of 142 Banks - Regional
QualityF-score2 / 9FCF yield
IncomeYield4.57%(5y avg 5.63%)Payout58.60%sustainable
Stop $30.71Target $32.26(resistance)A.R:R -1.2:1
Analyst target$33.39+2.7%10 analysts
$32.26our TP
$32.51price
$33.39mean
$19
$40

Sell if holding. Engine safety override at $32.51: Quality below floor (3.6 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.7/10. Specifically: Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 60, MACD bullish. Score 4.7/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 47d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

news + 30-day 8-K events · 5-min refresh

Recent developments

updated 2026-06-13

Recent Developments — Banco Santander - Chile

Generated 2026-06-15T18:11:46Z.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Jul 30, 202647d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Target reached (-10.6% upside)
Quality below floor (3.6 < 4.0)

Key Metrics

P/E (TTM)13.9
P/E (Fwd)10.4
Mkt Cap$15.3B
EV/EBITDA
Profit Mgn44.8%
ROE22.1%
Rev Growth-2.6%
Beta0.25
Dividend4.57%
Rating analysts16

Quality Signals

Piotroski F2/9

Options Flow

IV69%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. The TrendMatrix editorial team frequently holds personal long-term positions in securities discussed. We disclose positions held at the time of publication on each piece. We maintain a trading-window policy: we do not initiate or close positions in the same direction as a TrendMatrix publication within 24 hours before or 72 hours after publication.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security. Our sole compensation is subscription revenue.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

4 floor-breakers

Revenue shrinking — -2.6% YoY. Growth thesis broken unless recovery story develops.static

Earnings Growth
1.7
Revenue Growth
1.9
Declining revenue: -3%

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.8
Support Resistance
1.2
52w Position
7.8

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Earnings History
0.0
Surprise Avg
0.0
Dividend Safety
4.8
Earnings Timing
5.0
Erm
6.5
Earnings concerns: 0B/4MYield trap warning: high yield but unsafe

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Gross Margin
0.0
Operating Margin
0.0
Roa
1.0
Piotroski F
2.2
Moat
4.8
Roe
7.4
Net Margin
10.0
Strong margins: 45%No competitive moatWeak Piotroski F-Score: 2/9
GatesA.R:R -1.2=NEGATIVEMomentum 7.5>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 47d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARBreakoutSuitability: Moderate
RSI
60 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $29.53Resistance $32.92

Price Targets

$31
$32
A.Upside-0.8%
A.R:R-1.2:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-10.6% upside)
! Quality below floor (3.6 < 4.0)
! Negative risk/reward — downside exceeds upside

Earnings

M
M
M
M
0/4 beats
Next Earnings2026-07-30 (47d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is BSAC stock a buy right now?

Sell if holding. Engine safety override at $32.51: Quality below floor (3.6 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.7/10. Specifically: Below-average business quality. Chart setup: Golden cross, above all MAs, RSI 60, MACD bullish. Prior stop was $30.71. Score 4.7/10, moderate confidence.

What is the BSAC stock price target?

Take-profit target: $32.26 (-0.8% upside). Prior stop was $30.71. Stop-loss: $30.71.

What are the risks of investing in BSAC?

Target reached (-10.6% upside); Quality below floor (3.6 < 4.0).

Is BSAC overvalued or undervalued?

Banco Santander - Chile trades at a P/E of 13.9 (forward 10.4). TrendMatrix value score: 6.5/10. Verdict: Sell.

What do analysts say about BSAC?

16 analysts cover BSAC with a consensus score of 3.8/5. Average price target: $33.

What does Banco Santander - Chile do?Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in...

Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments. The company provides checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services. It offers mutual fund management, insurance and securities brokerage, foreign exchange services, financial leasing, financial consulting and advisory, investment management, foreign trade, leasing, factoring, treasury, and transactional services, as well as specialized services to finance residential projects. In addition, the company offers short-term financing and funding, and brokerage services, as well as derivatives, securitization, and other products; and manages capital allocations. Further, it provides health, life, travel, automobile, and unemployment insurance products; personal and corporate protection products; guarantees; international investment accounts, structured funds, and alternative investment funds; and wealth management and open architecture, asset management, and private banking services. It serves individuals, small to middle-sized companies, and other companies, as well as universities, government agencies, municipalities, regional governments, and construction and real estate companies. The company was incorporated in 1977 and is headquartered in Santiago, Chile. Banco Santander-Chile is a subsidiary of Banco Santander, S.A.

Related stocks: INTR (Inter & Co. Inc.) · CUBI (Customers Bancorp, Inc) · GABC (German American Bancorp, Inc.) · IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation)
Home Stocks BSAC

Latest news

Latest News

Benzinga24d agoAnalyst
Benzinga46d agoEarnings
Benzinga46d agoEarnings