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ZIONZions Bancorporation N.A.Hold6.3·$66.40-0.06%
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Zions Bancorporation N.A. (ZION) Stock Analysis

HoldModerate Confidence

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $66.40, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.6% away).

Zions Bancorporation is a national bank headquartered in Salt Lake City operating in 11 Western US states via 7 affiliate brands including Zions Bank, California Bank & Trust, and Amegy Bank, serving over 1 million customers through 407 branches. With $89B in assets and $3.4B... Read more

$66.40-1.4% A.UpsideScore 6.3/10#33 of 142 Banks - Regional
QualityF-score8 / 9FCF yield
IncomeYield2.71%(5y avg 3.37%)Payout27.64%sustainable
Stop $64.51Target $66.32(resistance)A.R:R -0.7:1
Analyst target$68.75+3.5%20 analysts
$66.32our TP
$66.40price
$68.75mean
$63
$80

Hold if already holding. Not a fresh buy at $66.40, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.6% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.3/10, moderate confidence.

Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 38d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Mon, Jul 20, 202638d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (4/4)
Strong growth profile
Positive momentum
Risks
Analyst target reached - limited upside remaining
Near 52-week high (-0.6% away)

Key Metrics

P/E (TTM)10.3
P/E (Fwd)9.9
Mkt Cap$9.8B
EV/EBITDA
Profit Mgn28.4%
ROE14.1%
Rev Growth10.2%
Beta0.81
Dividend2.71%
Rating analysts28

Quality Signals

Piotroski F8/9MoatNarrow

Options Flow

P/C1.18bearish
IV60%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

Bollinger
0.0
Support Resistance
0.5
52w Position
9.9
GatesA.R:R -0.7=NEGATIVEMomentum 7.6>=5.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 38d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Moderate
RSI
73 · Overbought
20D MA 50D MA 200D MAGOLDEN CROSSSupport $58.99Resistance $67.67

Price Targets

$65
$66
A.Upside-0.1%
A.R:R-0.7:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (-8.0% upside)
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
B
4/4 beats
Next Earnings2026-07-20 (38d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ZION stock a buy right now?

Hold if already holding. Not a fresh buy at $66.40, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (-0.6% away). Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $66.32 (-0.1%), stop $64.51 (−2.9%), A.R:R -0.7:1. Score 6.3/10, moderate confidence.

What is the ZION stock price target?

Take-profit target: $66.32 (-1.4% upside). Target $66.32 (-0.1%), stop $64.51 (−2.9%), A.R:R -0.7:1. Stop-loss: $64.51.

What are the risks of investing in ZION?

Analyst target reached - limited upside remaining; Near 52-week high (-0.6% away).

Is ZION overvalued or undervalued?

Zions Bancorporation N.A. trades at a P/E of 10.3 (forward 9.9). TrendMatrix value score: 6.8/10. Verdict: Hold.

What do analysts say about ZION?

28 analysts cover ZION with a consensus score of 3.6/5. Average price target: $69.

What does Zions Bancorporation N.A. do?Zions Bancorporation is a national bank headquartered in Salt Lake City operating in 11 Western US states via 7...

Zions Bancorporation is a national bank headquartered in Salt Lake City operating in 11 Western US states via 7 affiliate brands including Zions Bank, California Bank & Trust, and Amegy Bank, serving over 1 million customers through 407 branches. With $89B in assets and $3.4B net revenue in 2025, it focuses on commercial, CRE, retail banking, and wealth management primarily for small and mid-sized businesses.

Related stocks: CUBI (Customers Bancorp, Inc) · GABC (German American Bancorp, Inc.) · IFS (Intercorp Financial Services In) · SSB (SouthState Bank Corporation) · BFC (Bank First Corporation)
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