Axos Financial, Inc. (AX) Stock Analysis
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $89.26, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: California and New York real estate loans; Thin upside margin: 7.4%.
Axos Financial is a diversified digital financial services company with approximately $24.8 billion in assets and $39.4 billion in assets under custody through Axos Clearing. Axos Bank offers consumer and commercial banking products nationwide via digital/mobile platforms,... Read more
Hold if already holding. Not a fresh buy at $89.26, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: California and New York real estate loans; Thin upside margin: 7.4%. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.
Passes 7/8 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 50d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-10Recent Developments — Axos Financial, Inc.
Latest news
- NEWS Axos Financial (AX) Reports Earnings Tomorrow: What To Expect - Yahoo Finance — Yahoo Finance neutral
- NEWS Axos Financial (AX) Reports Earnings Tomorrow: What To Expect - StockStory — StockStory neutral
- NEWS Here is why Axos (AX) is Among the 10 Fastest-Growing Financial Stocks to Invest In - Yahoo Finance — Yahoo Finance positive
- NEWS AXOS FINANCIAL ($AX) Releases Q3 2026 Earnings - Quiver Quantitative — Quiver Quantitative positive
- NEWS Axos Financial (AX) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates - Yahoo Finance — Yahoo Finance neutral
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHGeographicCalifornia and New York real estate loans10-K Item 1A: 'given our high concentration of loans secured by real estate in California and New York, the Company remains particularly susceptible to a downturn in those states' economies.'
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
1 floor-breaker
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $89.26, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: California and New York real estate loans; Thin upside margin: 7.4%. Chart setup: No clear chart pattern; technical signals are mixed. Maintain position. Not compelling to add more. Target $95.85 (+7.4%), stop $85.00 (−5.0%), A.R:R 0.9:1. Score 6.2/10, moderate confidence.
Take-profit target: $95.85 (+7.4% upside). Target $95.85 (+7.4%), stop $85.00 (−5.0%), A.R:R 0.9:1. Stop-loss: $85.00.
Concentration risk — Geographic: California and New York real estate loans; Thin upside margin: 7.4%.
Axos Financial, Inc. trades at a P/E of 10.8 (forward 9.1). TrendMatrix value score: 8.4/10. Verdict: Hold.
14 analysts cover AX with a consensus score of 4.2/5. Average price target: $110.
What does Axos Financial, Inc. do?Axos Financial is a diversified digital financial services company with approximately $24.8 billion in assets and $39.4...
Axos Financial is a diversified digital financial services company with approximately $24.8 billion in assets and $39.4 billion in assets under custody through Axos Clearing. Axos Bank offers consumer and commercial banking products nationwide via digital/mobile platforms, including mortgages, CRE loans, C&I loans, and deposits; the Securities Business Segment provides clearing and advisory services to broker-dealers and RIAs.