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STNEStoneCo Ltd.Buy Wait6.3·$11.04-1.95%
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StoneCo Ltd. (STNE) Stock Analysis

Recovery setup

Buy WaitModerate Confidence

Technology · Software - Infrastructure

Wait for pullback to $10.80. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $11.04. Engine's entry $10.80 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Leverage penalty (D/E 1.3): -0.5; Earnings estimates trending DOWN.

StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company provides financial services, including payment, prepayment, digital banking,... Read more

$11.04+49.3% A.UpsideScore 6.3/10#11 of 77 Software - Infrastructure
QualityF-score6 / 9FCF yield84.41%
Entry $10.80(Atr Pullback Sticky)Stop $9.89Target $15.78(analyst − 10%)A.R:R 3.1:1Setup A.R:R 7.0:1
Analyst target$17.54+58.8%16 analysts
$15.78our TP
$11.04price
$17.54mean
$9
$24

Wait for pullback to $10.80. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $11.04. Engine's entry $10.80 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Leverage penalty (D/E 1.3): -0.5; Earnings estimates trending DOWN. Chart setup: Death cross but MACD improving, RSI 46. V9 Gate blocked: Momentum 4.1 < 4.5 minimum; 50MA < 200MA with weak momentum (4.1) - hard block. Wait for improvement. Score 6.3/10, moderate confidence.

Passes 8/10 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, earnings proximity 59d clear, semi cycle peak clear, materials cycle peak clear, sector concentration cap sector=technology 4/10). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Thu, Aug 13, 202659d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
High-quality business
Attractive valuation
Risks
Leverage penalty (D/E 1.3): -0.5
Earnings estimates trending DOWN
Below 200-MA, MA slope -1.1%/30d (confirmed downtrend)

Key Metrics

P/E (TTM)4.2
P/E (Fwd)4.5
Mkt Cap$2.7B
EV/EBITDA1.3
Profit Mgn25.9%
ROE30.7%
Rev Growth4.3%
Beta1.59
DividendNone
Rating analysts20

Quality Signals

Piotroski F6/9MoatNarrow

Options Flow

P/C0.49bullish
IV357%elevated
Max Pain$22+99.3% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Technicals below the gate floor. Component breakdown shows what dragged the score down.static

52w Position
3.4
Support Resistance
3.5
Gap
4.0
Bollinger
4.5
GatesMomentum 4.1<4.5Death cross (50MA < 200MA)A.R:R 3.1 ≥ 1.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 59d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSECTOR CONCENTRATION CAP sector=Technology 4/10RecoverySuitability: Aggressive
RSI
46 · Neutral
20D MA 50D MA 200D MADEATH CROSSSupport $9.51Resistance $11.85

Price Targets

$10
$11
$16
A.Upside+42.9%
A.R:R3.1:1
Setup A.R:R (at entry)7.0:1

Position Sizing

ConvictionMedium conviction
Suggested %1.5%
Max %2.9%
RegimeSteady

Risk Alerts

! Momentum 4.1 < 4.5 minimum
! 50MA < 200MA with weak momentum (4.1) - hard block
! momentum at 4.1 (below the engine's 4.5 threshold)

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-08-13 (59d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is STNE stock a buy right now?

Wait for pullback to $10.80. Weak momentum; also below 200-day MA (death cross) — blocks BUY_NOW at $11.04. Engine's entry $10.80 (Atr Pullback Sticky) is the shallowest technical level that clears the 2:1 A.R:R minimum. Key risks: Leverage penalty (D/E 1.3): -0.5; Earnings estimates trending DOWN. Chart setup: Death cross but MACD improving, RSI 46. V9 Gate blocked: Momentum 4.1 < 4.5 minimum; 50MA < 200MA with weak momentum (4.1) - hard block. Wait for improvement. Target $15.78 (+42.9%), stop $9.89 (−11.6%), Setup A.R:R 7.0:1. Score 6.3/10, moderate confidence.

What is the STNE stock price target?

Take-profit target: $15.78 (+49.3% upside). Target $15.78 (+42.9%), stop $9.89 (−11.6%), Setup A.R:R 7.0:1. Stop-loss: $9.89.

What are the risks of investing in STNE?

Leverage penalty (D/E 1.3): -0.5; Earnings estimates trending DOWN; Below 200-MA, MA slope -1.1%/30d (confirmed downtrend).

Is STNE overvalued or undervalued?

StoneCo Ltd. trades at a P/E of 4.2 (forward 4.5). TrendMatrix value score: 9.8/10. Verdict: Buy (Wait for Entry).

What do analysts say about STNE?

20 analysts cover STNE with a consensus score of 3.9/5. Average price target: $18.

What does StoneCo Ltd. do?StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct...

StoneCo Ltd. provides financial technology and software solutions to merchants and integrated partners to conduct electronic commerce across in-store, online, and mobile channels in Brazil. The company provides financial services, including payment, prepayment, digital banking, and credit solutions. It offers payment solutions of electronic payments and alternative payment methods, such as payment slips and Pix transactions; digital product to help merchants improve their consumers' experience, which include split-payment processing, multi-payment processing, and recurring payments for subscriptions; and tap on phone solution. In addition, the company provides prepayment; digital banking; and credit solution. The company serves online, offline, and omni-channel sales clients under Stone, tonstone, and paggar.me. StoneCo Ltd. was founded in 2012 and is based in George Town, the Cayman Islands.

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