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HVTHaverty Furniture Companies, InHold5.7·$24.59-2.11%
HoldModerate Confidence
Investment thesis

Haverty Furniture combines an attractive valuation, a perfect Piotroski F-Score, and a bullish technical breakout with a recent earnings beat streak, but momentum and asymmetry gates fail right at the engine's thresholds now that the shares have reached their analyst target.

Thesis pillars

  • Recent Earnings Beat StreakStable
  • Perfect Piotroski Financial HealthStable
  • Attractive Valuation MultipleStable
  • +2 more pillars — see the Why tab for full reasoning

Full reasoning →

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Haverty Furniture Companies, In (HVT) Stock Analysis

Catalyst-Driven edge

HoldVALUE-TRAP 1/5QualityModerate Confidence

Consumer Cyclical · Home Improvement Retail

Hold if already holding. Not a fresh buy at $24.59, but acceptable to hold if already in. Reasons: Concentration risk — Supplier: goods not produced domestically (63.0%); Analyst target reached - limited upside remaining.

Havertys is a specialty retailer of residential furniture and accessories operating 129 stores across 17 states in the Southern and Midwest U.S., using a commissioned sales team and free in-home design consultations. The company sells furniture and accessories in-store and... Read more

$24.59+2.0% A.UpsideScore 5.7/10#2 of 5 Home Improvement Retail
QualityF-score9 / 9FCF yield4.15%
IncomeYield5.29%(5y avg 4.36%)Payout106.56%at-risk
Stop $22.89Target $25.07(analyst − 15%)A.R:R 0.3:1
Analyst target$29.50+20.0%2 analysts
$25.07our TP
$24.59price
$29.50mean
$33

Hold if already holding. Not a fresh buy at $24.59, but acceptable to hold if already in. Reasons: Concentration risk — Supplier: goods not produced domestically (63.0%); Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Mixed signals. Hold existing position. Score 5.7/10, moderate confidence.

Passes 7/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 22d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: aggressive.

10-K grounded · weekly refresh

About Haverty Furniture Companies, In

About Haverty Furniture Companies, In

Haverty Furniture Companies operates 129 stores across 17 Southern and Midwest states, encompassing roughly 4.5 million retail square feet as of December 31, 2025. Approximately 33.5% of 2025 written sales involved in-home design consultations, and online sales made up about 3.2% of total business. The Atlanta-based retailer, founded in 1885, does not franchise any of its locations.

Havertys earns revenue through in-store and online furniture and accessory sales driven by a commissioned sales team, with design consultations lifting average tickets to roughly double the base ticket size. About one-third of sales are financed through third-party finance companies, which carry no credit or collection recourse back to Havertys. On the supply side, the largest ten vendors accounted for approximately 42.9% of 2025 product purchases, and 63% of total furniture purchases by cost were for goods not produced domestically, mostly wood "case goods" imported from Asia alongside domestically sourced upholstery. The company operates three distribution centers and four home delivery centers that shuttle merchandise up to 250 miles for next-day delivery, a network management describes as a competitive advantage. Havertys competes against fragmented local, regional, and national furniture retailers as well as e-commerce entrants, without operating any franchised locations.

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Havertys' risk disclosures lean heavily on the tariff overhang tied to its import-dependent supply chain: after the U.S. Supreme Court invalidated tariffs imposed under the International Emergency Economic Powers Act, the administration announced replacement tariffs under different authority, leaving pricing for the 63% of furniture purchases sourced abroad in flux. Management warns that if vendor cost increases can't be passed through, LIFO-based gross margins could compress, or the company could be forced to seek alternative suppliers of comparable quality. Compounding that exposure, the business remains sensitive to discretionary consumer spending: management cites disposable income, housing-market conditions, and consumer confidence as swing factors that could reduce demand for big-ticket furniture purchases in a slowing economy.

See also: Consumer Cyclical · Home Improvement Retail

From Haverty Furniture Companies, In's most recent 10-K filing, extracted July 6, 2026.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Jul 29, 202622d to earnings· next earnings call

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Positive insider activity
Risks
Concentration risk — Supplier: goods not produced domestically (63.0%)
Analyst target reached - limited upside remaining

Key Metrics

P/E (TTM)20.5
P/E (Fwd)9.7
Mkt Cap$403M
EV/EBITDA11.0
Profit Mgn2.6%
ROE6.6%
Rev Growth4.1%
Beta1.15
Dividend5.29%
Rating analysts5

Quality Signals

Piotroski F9/9MoatNarrow

Options Flow

P/C0.33bullish
IV87%elevated
Max Pain$23-8.5% vs spot

Concentration Risks(10-K Item 1A)

  • MEDIUMSupplierlargest ten vendors43%
    10-K Item 1: 'the largest ten of which accounted for approximately 42.9% of our product purchases during 2025'
  • HIGHSuppliergoods not produced domestically63%
    10-K Item 1A: 'approximately 63% of our total furniture purchases in 2025 were for goods that were not produced domestically'
  • MEDIUMcounterpartythird-party-financed sales
    10-K Item 1: 'Approximately one-third of our sales are third-party-financed.'

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.

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Methodology · Editorial policy & full disclaimer

Rating Breakdown

1 floor-breaker

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Quality Rank
0.0
Growth Rank
2.0
Value Rank
7.0
GatesA.R:R 0.3 < 1.5@spotMomentum 5.3<5.5 (soft — BUY_NOW allowed but watch)Momentum 5.3>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 22d clearSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARSuitability: Aggressive
RSI
61 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $22.78Resistance $25.93

Price Targets

$23
$25
A.Upside+2.0%
A.R:R0.3:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeSteady

Risk Alerts

! Target reached (2.0% upside)
! asymmetry at 0.3 (below the engine's 1.5 threshold)@spot

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-29 (22d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is HVT stock a buy right now?

Hold if already holding. Not a fresh buy at $24.59, but acceptable to hold if already in. Reasons: Concentration risk — Supplier: goods not produced domestically (63.0%); Analyst target reached - limited upside remaining. Chart setup: No clear chart pattern; technical signals are mixed. Mixed signals. Hold existing position. Target $25.07 (+2.0%), stop $22.89 (−7.4%), A.R:R 0.3:1. Score 5.7/10, moderate confidence.

What is the HVT stock price target?

Take-profit target: $25.07 (+2.0% upside). Target $25.07 (+2.0%), stop $22.89 (−7.4%), A.R:R 0.3:1. Stop-loss: $22.89.

What are the risks of investing in HVT?

Concentration risk — Supplier: goods not produced domestically (63.0%); Analyst target reached - limited upside remaining.

Is HVT overvalued or undervalued?

Haverty Furniture Companies, In trades at a P/E of 20.5 (forward 9.7). TrendMatrix value score: 7.5/10. Verdict: Hold.

What do analysts say about HVT?

5 analysts cover HVT with a consensus score of 4.0/5. Average price target: $30.

What does Haverty Furniture Companies, In do?Havertys is a specialty retailer of residential furniture and accessories operating 129 stores across 17 states in the...

Havertys is a specialty retailer of residential furniture and accessories operating 129 stores across 17 states in the Southern and Midwest U.S., using a commissioned sales team and free in-home design consultations. The company sells furniture and accessories in-store and online, financing roughly one-third of sales through third-party finance companies and sourcing most merchandise from foreign manufacturers. Havertys differentiates through a three-distribution-center network enabling next-day home delivery.

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