Westamerica Bancorporation (WABC) Stock Analysis

Q: What is the WABC stock price target?

Take-profit $55.10 (+0.1% upside). Target $55.10 (+0.1%), stop $52.19 (−5.4%), A.R:R -1.5:1.

Q: Is WABC overvalued or undervalued?

Westamerica Bancorporation trades at a P/E of 12.2 (forward 12.8). TrendMatrix value score: 8.3/10. Overall verdict: Hold.

Q: What do analysts say about WABC?

7 analysts cover WABC with a consensus score of 2.3/5. Average price target: $58.

Breakout setup

HoldVALUE-TRAP 1/5Moderate ConfidenceUpdated 2026-05-01

Financial Services · Banks - Regional

Hold if already holding. Not a fresh buy at $55.03, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.1% away).

$55.03+0.1% A.UpsideScore 5.0/10#134 of 142 Banks - Regional

Stop $52.19Target $55.10(resistance)A.R:R -1.5:1

Analyst target$58.00+5.4%1 analysts

Range unavailable (1 analysts)

Hold if already holding. Not a fresh buy at $55.03, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.1% away). Chart setup: Golden cross, above all MAs, RSI 61, MACD bullish. Multiple concerning factors. Consider reducing position. | News modifier +2 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Score 5.0/10, moderate confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 76d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: aggressive.

Thesis

Rewards

Strong earnings beat streak (4/4)

Positive news sentiment (+0.67)

Attractive valuation

Risks

Analyst target reached - limited upside remaining

Near 52-week high (2.1% away)

Weak growth

Key Metrics

P/E (TTM)12.2

P/E (Fwd)12.8

Mkt Cap$1.3B

EV/EBITDA—

Profit Mgn44.3%

ROE12.5%

Rev Growth-6.7%

Beta0.56

Dividend3.39%

Rating analysts7

Quality Signals

Piotroski F2/9

Options Flow

IV56%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker

Overall = weighted sum of the 10 dimension scores. Fundamentals (Value/Quality/Growth) carry 45%; market signals (Momentum/Sentiment/Insider/Peer) carry 40%; structure (Technical/Risk/Catalyst) carries 15%.

DimensionScoreWeightContribution

Value8.315%1.25

Quality4.715%0.70

Growth1.115%0.17

Momentum4.410%0.44

Sentiment5.910%0.59

Insider Activity5.010%0.50

Peer Rank4.310%0.43

Technical Setup4.65%0.23

Risk Profile7.45%0.37

Catalyst6.75%0.34

Overall (Σ contributions)5.01

Small float-rounding may cause last-digit differences between this sum and the displayed Overall.

Revenue shrinking — -6.7% YoY. Growth thesis broken unless recovery story develops.static

Revenue Growth

0.8

Earnings Growth

1.4

Declining revenue: -7%

GatesMomentum 4.4<4.5A.R:R -1.5=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 76d clearSEMI CYCLE PEAK CLEARBreakoutSuitability: Aggressive

RSI

61 · Neutral

↑ 20D MA↑ 50D MA↑ 200D MAGOLDEN CROSSSupport $51.17Resistance $56.22

Price Targets

$52

$55

A.Upside+0.1%

A.R:R-1.5:1

Position Sizing

ConvictionNone

Suggested %0.5%

Max %1%

RegimeSteady

Risk Alerts

! Target reached (-10.4% upside)

! NEWS_MOD=+2: SELL_IF_HOLDING → HOLD_IF_HOLDING

! Momentum score 4.4/10 — below 4.5 minimum

Earnings

4/4 beats

Next Earnings2026-07-16 (76d)

Verdict History

reverse chrono — latest first

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Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.

Frequently Asked Questions

Is WABC stock a buy right now?

Hold if already holding. Not a fresh buy at $55.03, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Near 52-week high (2.1% away). Chart setup: Golden cross, above all MAs, RSI 61, MACD bullish. Multiple concerning factors. Consider reducing position. | News modifier +2 (SELL_IF_HOLDING → HOLD_IF_HOLDING) Target $55.10 (+0.1%), stop $52.19 (−5.4%), A.R:R -1.5:1. Score 5.0/10, moderate confidence.

What is the WABC stock price target?

Take-profit target: $55.10 (+0.1% upside). Target $55.10 (+0.1%), stop $52.19 (−5.4%), A.R:R -1.5:1. Stop-loss: $52.19.

What are the risks of investing in WABC?

Analyst target reached - limited upside remaining; Near 52-week high (2.1% away); Weak growth.

Is WABC overvalued or undervalued?

Westamerica Bancorporation trades at a P/E of 12.2 (forward 12.8). TrendMatrix value score: 8.3/10. Verdict: Hold.

What do analysts say about WABC?

7 analysts cover WABC with a consensus score of 2.3/5. Average price target: $58.

What does Westamerica Bancorporation do?Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking...

Westamerica Bancorporation operates as a bank holding company for Westamerica Bank that provides various banking products and services to individual and commercial customers in the United States. The company accepts various deposit products from local businesses and professionals, as well as retail savings and checking accounts, as well as certificates of deposit. Its loan portfolio includes commercial, commercial real estate, residential real estate, real estate construction, consumer installment loans, as well as indirect automobile loans. The company serves small businesses, professionals, and consumers. The company was formerly known as Independent Bankshares Corporation and changed its name to Westamerica Bancorporation in 1983. Westamerica Bancorporation was founded in 1884 and is headquartered in San Rafael, California.