Skip to main content
UHAL-BU-Haul Holding Company Series NSell4.5·$50.11
SellModerate Confidence
Investment thesis

U-Haul Holding Company Series N non-voting shares score quality at 2.0 out of 10 with a severe negative free cash flow to net income ratio, trade above their analyst-implied resistance level with effectively zero upside, and have seen analyst estimates fall 41.2% in 30 days — presenting an unfavorable risk profile.

Thesis pillars

  • Quality Below Floor Fcf Red Flag→Stable
  • Upside Exhausted At Current Price→Stable
  • Analyst Estimates Falling Sharply→Stable
  • +1 more pillar — see the Why tab for full reasoning

Pillars as of Jul 3, 2026, based on the 10-K filed May 27, 2026

Full reasoning →

Open full analysis

U-Haul Holding Company Series N (UHAL-B) Stock Analysis

Range Bound setup

SellGrowthModerate Confidence

Industrials · Rental & Leasing Services

Earnings in 5 days (2026-11-04). Expect elevated volatility around the report — consider waiting for post-earnings price action before new entries.

Sell if holding. Engine safety override at $50.11: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.5/10. Specifically: Below-average business quality; Below long-term trend.

We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul International, Inc. ("U-Haul"). U-Haul is synonymous with "do-it-yourself" moving and storage and is a leader in supplying products and services to help people move and... Read more

$50.11+7.8% A.UpsideScore 4.5/10#16 of 18 Rental & Leasing Services
QualityF-score6 / 9FCF yield-16.47%
IncomeYield0.41%Payout142.86%at-risk
Stop $47.55Resistance target $54.04A.R:R 0.0:1

Sell if holding. Engine safety override at $50.11: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.5/10. Specifically: Below-average business quality; Below long-term trend. Chart setup: RSI 49 mid-range, Bollinger mid-band. Score 4.5/10, moderate confidence.

Passes 6/9 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on earnings proximity 5d<=7d. Suitability: moderate.

TrendMatrix Research · upcoming catalyst calendar

Upcoming dated catalysts

Wed, Nov 4, 20265d to earnings· next earnings call

Thesis

Rewards
No bull case signals
Risks
Quality below floor (2.7 < 4.0)

Key Metrics

P/E (TTM)357.9
P/E (Fwd)22.8
Mkt Cap$9.7B
EV/EBITDA21.9
Profit Mgn1.0%
ROE0.8%
Rev Growth3.2%
Beta1.11
Dividend0.41%
Rating analysts8

Quality Signals

Piotroski F6/9

Options Flow

P/C1.00neutral
IV102%elevated

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy

Show full disclosure ▾

About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.

Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.

Conflicts and positions. People who build TrendMatrix, or entities they control, may hold positions, long or short, in securities it covers, and may trade them at any time. Positions are not disclosed individually. Verdicts are generated by an automated model applied by the same rules to every covered stock, and are not adjusted for any position held by the people who build TrendMatrix. We do not accept payment from issuers for coverage.

No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security.

No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.

Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.

Methodology · Editorial policy & full disclaimer

Rating Breakdown

4 floor-breakers

Quality below the gate floor. Component breakdown shows what dragged the score down.static

Fcf Quality
0.0
Roe
0.3
Net Margin
0.5
Roa
0.9
Gross Margin
1.7
Moat
3.8
Current Ratio
4.0
Operating Margin
6.0
Piotroski F
6.7
Earnings quality RED FLAG: -2517% FCF/NINo competitive moatQuality concerns

Growth below the gate floor. Component breakdown shows what dragged the score down.static

Revenue Growth
3.3
Low model confidence on this dimension (33%).

Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static

Value Rank
2.0
Quality Rank
2.1
Growth Rank
2.8

No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static

Surprise Avg
0.0
Dividend Safety
3.0
Earnings History
3.3
Earnings Timing
5.0
Erm
8.0
Earnings concerns: 2B/2MEarnings in 5 daysYield trap warning: high yield but unsafe
GatesEARNINGS PROXIMITY 5d<=7dMomentum 4.7<5.5 (soft — BUY_NOW allowed but watch)A.R:R UPSIDE_EXHAUSTED (upside=0.0%)Momentum 4.7>=4.5Insider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTSEMI CYCLE PEAK CLEARMATERIALS CYCLE PEAK CLEARRange BoundSuitability: Moderate
RSI
49 · Neutral
↓ 20D MA↓ 50D MA↓ 200D MAGOLDEN CROSSSupport $48.22Resistance $55.14

Price Targets

$48
$54
A.R:R0.0:1

Position Sizing

ConvictionNone
Suggested %0%
Max %0%
RegimeSteady

Risk Alerts

! Quality below floor (2.7 < 4.0)
! EARNINGS_PROXIMITY:5d<=7d

Earnings

B
B
M
M
2/4 beats
Next Earnings2026-11-04 (5d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is UHAL-B stock a buy right now?

Sell if holding. Engine safety override at $50.11: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.5/10. Specifically: Below-average business quality; Below long-term trend. Chart setup: RSI 49 mid-range, Bollinger mid-band. Prior stop was $47.55. Score 4.5/10, moderate confidence.

What is the UHAL-B stock price target?

Resistance target: $54.04 (+7.8% upside). Prior stop was $47.55. Stop-loss: $47.55.

What are the risks of investing in UHAL-B?

Quality below floor (2.7 < 4.0).

Is UHAL-B overvalued or undervalued?

U-Haul Holding Company Series N trades at a P/E of 357.9 (forward 22.8). TrendMatrix value score: 6.5/10. Verdict: Sell.

What do analysts say about UHAL-B?

8 analysts cover UHAL-B with a consensus score of 4.0/5.

What does U-Haul Holding Company Series N do?We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul...

We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul International, Inc. ("U-Haul"). U-Haul is synonymous with "do-it-yourself" moving and storage and is a leader in supplying products and services to help people move and store their household and commercial goods.

Related stocks: PRG (PROG Holdings, Inc.) · LIME (Neutron Holdings, Inc.) · WLFC (Willis Lease Finance Corporatio) · GATX (GATX Corporation) · URI (United Rentals, Inc.)

Latest news

No recent news