U-Haul Holding Company scores a quality rating of just 2.0 out of 10, has missed earnings in all four recent quarters by an average of 11%, and carries a severely negative free cash flow quality flag, making the current setup unattractive despite near-term price momentum.
Thesis pillars
- Momentum Overbought Distribution Risk↓Deteriorating
- Quality Below Minimum Threshold→Stable
- Four Quarter Earnings Miss Pattern↓Deteriorating
- +1 more pillar — see the Why tab for full reasoning
Pillars as of Jul 3, 2026, based on the 10-K filed May 27, 2026
U-Haul Holding Company (UHAL) Stock Analysis
Range Bound setup
Industrials · Rental & Leasing Services
Sell if holding. Engine safety override at $56.80: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 6.0:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 12%; Below-average business quality; Below long-term trend.
We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul International, Inc. ("U-Haul"). U-Haul is synonymous with "do-it-yourself" moving and storage and is a leader in supplying products and services to help people move and... Read more
Sell if holding. Engine safety override at $56.80: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 6.0:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 12%; Below-average business quality; Below long-term trend. Chart setup: RSI 47 mid-range, Bollinger mid-band. Score 4.8/10, moderate confidence.
Passes 6/8 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, news events none recent, semi cycle peak clear, materials cycle peak clear). Fails on weak momentum and earnings proximity 5d<=7d. Suitability: moderate.
Recent developments
updated 2026-10-30Recent Developments — U-Haul Holding Company
Latest news
- NEWS U-Haul to Demonstrate On-Device AI Capabilities — fiscal.ai Oct 28, 2026 neutral
- NEWS U-Haul Opens First Off-Grid, Solar-Powered Propane Station — fiscal.ai Oct 27, 2026 positive
- NEWS U-Haul to Present on AI-Driven Learning Modernization at DevLearn Expo — fiscal.ai Oct 27, 2026 neutral
- NEWS U-Haul Holding Company Schedules Second Quarter Fiscal 2027 Financial Results Release and Investor Webcast — fiscal.ai Oct 21, 2026 neutral
- NEWS Full Transcript: U-Haul Holding Q1 2027 Earnings Call — benzinga Oct 12, 2026 neutral
Generated 2026-10-30T11:22:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. How we score · Editorial policy
Show full disclosure ▾Hide full disclosure ▴
About TrendMatrix. TrendMatrix is a publisher of general securities research and market commentary. We publish on a regular schedule. All content is the same for every subscriber in a tier — we do not provide personalized investment advice and we do not take into account any individual subscriber's financial situation, investment objectives, risk tolerance, tax situation, or holdings.
Not investment advice. TrendMatrix is not a registered investment adviser. Our content is for informational and educational purposes only. Consult your own licensed investment adviser, broker, or tax professional before making any investment decision.
Conflicts and positions. People who build TrendMatrix, or entities they control, may hold positions, long or short, in securities it covers, and may trade them at any time. Positions are not disclosed individually. Verdicts are generated by an automated model applied by the same rules to every covered stock, and are not adjusted for any position held by the people who build TrendMatrix. We do not accept payment from issuers for coverage.
No paid promotion. TrendMatrix does not accept payment from any issuer, broker, or third party in exchange for coverage of any security.
No fiduciary duty. No fiduciary, advisory, or agency relationship is created between you and TrendMatrix by reading our content or subscribing to our service.
Performance. Past performance is not indicative of future results. Performance figures reflect the published model only and do not reflect any individual subscriber's actual results.
Rating Breakdown
4 floor-breakers
Quality below the gate floor. Component breakdown shows what dragged the score down.static
No near-term catalyst priced in. Thesis progression will come from fundamentals grinding, not event reaction.static
Growth below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $56.80: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 4.8/10 and A.R:R 6.0:1 is above the 1.5:1 BUY gate. Specifically: High short interest: 12%; Below-average business quality; Below long-term trend. Chart setup: RSI 47 mid-range, Bollinger mid-band. Prior stop was $53.86. Score 4.8/10, moderate confidence.
Analyst target: $74.52 (+31.2% upside). Prior stop was $53.86. Stop-loss: $53.86.
Quality below floor (2.7 < 4.0).
U-Haul Holding Company trades at a P/E of 405.7 (forward 27.3). TrendMatrix value score: 6.5/10. Verdict: Sell.
8 analysts cover UHAL with a consensus score of 4.0/5. Average price target: $88.
What does U-Haul Holding Company do?We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul...
We are North America's largest "do-it-yourself" moving and storage operator through our subsidiary U-Haul International, Inc. ("U-Haul"). U-Haul is synonymous with "do-it-yourself" moving and storage and is a leader in supplying products and services to help people move and store their household and commercial goods.