Trupanion, Inc. (TRUP) Stock Analysis
Financial Services · Insurance - Property & Casualty
Sell if holding. Engine safety override at $24.46: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.0/10 and A.R:R 3.4:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 3.00; Below-average business quality; Negative price momentum. (Note: Risk dimension 3.4/10 and A.R:R 3.4:1 are different metrics that happen to read the same number here.)
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet... Read more
Sell if holding. Engine safety override at $24.46: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.0/10 and A.R:R 3.4:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 3.00; Below-average business quality; Negative price momentum. (Note: Risk dimension 3.4/10 and A.R:R 3.4:1 are different metrics that happen to read the same number here.) Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Score 5.0/10, moderate confidence.
Passes 5/7 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags, earnings proximity no date, semi cycle peak clear). Fails on weak momentum and death cross (50MA < 200MA). Suitability: aggressive.
Thesis
Key Metrics
Quality Signals
Options Flow
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
3 floor-breakers
Price action weak — below key moving averages, no momentum carry. Needs a base before trend-continuation setups apply.static
Quality below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Sell if holding. Engine safety override at $24.46: Quality below floor (2.7 < 4.0) triggers a hard block regardless of the otherwise-positive setup — overall score 5.0/10 and A.R:R 3.4:1 is above the 1.5:1 BUY gate. Specifically: Elevated put/call ratio: 3.00; Below-average business quality; Negative price momentum. (Note: Risk dimension 3.4/10 and A.R:R 3.4:1 are different metrics that happen to read the same number here.) Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Prior stop was $23.18. Score 5.0/10, moderate confidence.
Take-profit target: $35.91 (+46.5% upside). Prior stop was $23.18. Stop-loss: $23.18.
Quality below floor (2.7 < 4.0).
Trupanion, Inc. trades at a P/E of 53.3 (forward 5.6). TrendMatrix value score: 7.4/10. Verdict: Sell.
12 analysts cover TRUP with a consensus score of 4.0/5. Average price target: $42.
What does Trupanion, Inc. do?Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in...
Trupanion, Inc., together with its subsidiaries, provides medical insurance for cats and dogs on subscription basis in the United States, Canada, Continental Europe, and Australia. The company operates in two segments, Subscription Business and Other Business. It serves pet owners and veterinarians. The company was formerly known as Vetinsurance International, Inc. changed its name to Trupanion, Inc. in 2013. The company was founded in 2000 and is headquartered in Seattle, Washington.