Regions Financial Corporation (RF) Stock Analysis
Breakout setup
Financial Services · Banks - Regional
Hold if already holding. Not a fresh buy at $28.30, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: South, Midwest and Texas; Analyst target reached - limited upside remaining.
Regions Financial is a bank holding company headquartered in Birmingham, Alabama, operating primarily in the South, Midwest, and Texas through 1,247 branches. It had $158.8B in assets and $131.1B in deposits at Dec 31, 2025, offering retail/commercial banking, mortgage, and... Read more
Hold if already holding. Not a fresh buy at $28.30, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: South, Midwest and Texas; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.
Passes 6/7 gates (positive momentum, clean insider activity, no SEC red flags, news events none recent, earnings proximity 76d clear, semi cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- HIGHGeographicSouth, Midwest and Texas10-K Item 1A: 'generally or specifically in the South, Midwest and Texas, the principal markets in which we conduct business'
Material Events(8-K, last 90d)
- 2026-02-09Item 5.02MEDIUMAmendment to Jan 12 8-K: David J. Turner Jr., Senior EVP (CFO role), provided notice of intent to retire. Amendment updates disclosures from the original report. No successor named in available body.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer
Rating Breakdown
10 dimensions · all in-band
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $28.30, but acceptable to hold if already in. Reasons: Concentration risk — Geographic: South, Midwest and Texas; Analyst target reached - limited upside remaining. Chart setup: Golden cross, above all MAs, RSI 57, MACD bullish. Maintain position. Not compelling to add more. Target $28.16 (-0.5%), stop $27.09 (−4.5%), A.R:R -0.3:1. Score 5.7/10, moderate confidence.
Take-profit target: $28.16 (-0.4% upside). Target $28.16 (-0.5%), stop $27.09 (−4.5%), A.R:R -0.3:1. Stop-loss: $27.09.
Concentration risk — Geographic: South, Midwest and Texas; Analyst target reached - limited upside remaining.
Regions Financial Corporation trades at a P/E of 11.8 (forward 10.0). TrendMatrix value score: 6.9/10. Verdict: Hold.
32 analysts cover RF with a consensus score of 3.6/5. Average price target: $31.
What does Regions Financial Corporation do?Regions Financial is a bank holding company headquartered in Birmingham, Alabama, operating primarily in the South,...
Regions Financial is a bank holding company headquartered in Birmingham, Alabama, operating primarily in the South, Midwest, and Texas through 1,247 branches. It had $158.8B in assets and $131.1B in deposits at Dec 31, 2025, offering retail/commercial banking, mortgage, and wealth management services.