Kinsale Capital Group, Inc. (KNSL) Stock Analysis
Recovery setup
Financial Services · Insurance - Property & Casualty
Hold if already holding. Not a fresh buy at $310.66, but acceptable to hold if already in. Reasons: Concentration risk — Customer: top three brokers (47.6%); Analyst target reached - limited upside remaining.
Kinsale Capital Group is a property and casualty insurance company focused exclusively on the US excess and surplus lines market, generating $2.0B in gross written premiums in 2025 with a 75.9% combined ratio and 29.3% return on equity. Revenue comes from underwriting premiums... Read more
Hold if already holding. Not a fresh buy at $310.66, but acceptable to hold if already in. Reasons: Concentration risk — Customer: top three brokers (47.6%); Analyst target reached - limited upside remaining. Chart setup: Death cross but MACD improving, RSI 49. Maintain position. Not compelling to add more. Score 5.7/10, moderate confidence.
Passes 6/9 gates (positive momentum, clean insider activity, news events none recent, earnings proximity 42d clear, semi cycle peak clear, materials cycle peak clear). Fails on favorable risk/reward ratio. Suitability: moderate.
Recent developments
updated 2026-06-12Recent Developments — Kinsale Capital Group, Inc.
Latest news
- NEWS Kinsale (KNSL) Peer Comparison | Q4 2025: Earnings Beat Estimates - Expert Stock Picks - Cổng thông tin điện tử Tỉnh Sơn — Cổng thông tin điện tử Tỉnh Sơn La positive
- NEWS Kinsale Capital Group (KNSL) Q1 2026 Preview: EPS Est. $4.68, Reports April 24 - AlphaStreet — AlphaStreet positive
- NEWS Why Kinsale Capital Group (KNSL) is Poised to Beat Earnings Estimates Again - Yahoo Finance — Yahoo Finance positive
- NEWS Cantor Fitzgerald Maintains Neutral Rating on Kinsale (KNSL) - Yahoo Finance — Yahoo Finance neutral
- NEWS Kinsale Capital Group (KNSL) Q1 Earnings Report Preview: What To Look For - StockStory — StockStory neutral
Generated 2026-06-15T18:11:46Z.
Upcoming dated catalysts
Thesis
Key Metrics
Quality Signals
Options Flow
Concentration Risks(10-K Item 1A)
- MEDIUMGeographicCalifornia, Florida and Texas10-K Item 1A: 'We underwrite a significant portion of our insurance in California, Florida and Texas. Any economic downturn in any such state could have an adverse effect on our business'
- MEDIUMGeographicCalifornia20%10-K Item 1: 'California| | $| 388,587 | | | 19.7 | %' of gross written premiums in 2025
- MEDIUMCustomerRSG Specialty, LLC19%10-K Item 1: 'RSG Specialty, LLC, which produced $371.2 million, or 18.8%, of our gross written premiums'
- HIGHCustomertop three brokers48%10-K Item 1A: 'three of which accounted for 47.6%, or $941.4 million, of our 2025 gross written premiums'
Material Events(8-K, last 90d)
- 2026-04-29Item 5.02LOWEVP and CIO Diane Schnupp retired effective April 29, 2026. Salmaan Allibhai (former SVP and Chief Actuary) promoted to EVP, Chief Analytics and Technology Officer effective same date. Clean handoff with named successor.SEC filing →
Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results.
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Rating Breakdown
2 floor-breakers
Technicals below the gate floor. Component breakdown shows what dragged the score down.static
Ranks in the bottom of its industry peers on the composite signal. Better names in the same sector exist.static
Price Targets
Position Sizing
Risk Alerts
Earnings
Verdict History
Frequently Asked Questions
Hold if already holding. Not a fresh buy at $310.66, but acceptable to hold if already in. Reasons: Concentration risk — Customer: top three brokers (47.6%); Analyst target reached - limited upside remaining. Chart setup: Death cross but MACD improving, RSI 49. Maintain position. Not compelling to add more. Target $322.54 (+3.8%), stop $291.86 (−6.4%), A.R:R -0.1:1. Score 5.7/10, moderate confidence.
Take-profit target: $322.54 (+3.8% upside). Target $322.54 (+3.8%), stop $291.86 (−6.4%), A.R:R -0.1:1. Stop-loss: $291.86.
Concentration risk — Customer: top three brokers (47.6%); Analyst target reached - limited upside remaining; Below 200-MA, MA slope -5.6%/30d (confirmed downtrend).
Kinsale Capital Group, Inc. trades at a P/E of 13.8 (forward 14.4). TrendMatrix value score: 6.7/10. Verdict: Hold.
18 analysts cover KNSL with a consensus score of 2.6/5. Average price target: $355.
What does Kinsale Capital Group, Inc. do?Kinsale Capital Group is a property and casualty insurance company focused exclusively on the US excess and surplus...
Kinsale Capital Group is a property and casualty insurance company focused exclusively on the US excess and surplus lines market, generating $2.0B in gross written premiums in 2025 with a 75.9% combined ratio and 29.3% return on equity. Revenue comes from underwriting premiums distributed through ~227 independent brokers; no single broker accounts for more than 18.8% of GWP.