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Old Republic International Corp (ORI) Stock Analysis

HoldModerate Confidence

Financial Services · Insurance - Property & Casualty

Hold if already holding. Not a fresh buy at $40.05, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum.

Old Republic International is a Chicago-based insurance holding company operating through Specialty Insurance and Title Insurance segments, generating $9.1 billion in consolidated revenues in 2025. Specialty Insurance produced $900 million pretax income; Title Insurance... Read more

$40.05+5.7% A.UpsideScore 6.2/10#7 of 29 Insurance - Property & Casualty
Stop $38.13Target $42.24(resistance)A.R:R -2.1:1
Analyst target$42.00+4.9%2 analysts
$42.24our TP
$40.05price
$42.00mean
$44

Hold if already holding. Not a fresh buy at $40.05, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Score 6.2/10, moderate confidence.

Passes 5/7 gates (clean insider activity, no SEC red flags, news events none recent, earnings proximity 82d clear, semi cycle peak clear). Fails on weak momentum and favorable risk/reward ratio. Suitability: moderate.

Thesis

Rewards
Strong earnings beat streak (3/4)
Attractive valuation
Strong growth profile
Risks
Analyst target reached - limited upside remaining
Negative momentum

Key Metrics

P/E (TTM)9.8
P/E (Fwd)12.0
Mkt Cap$9.7B
EV/EBITDA7.2
Profit Mgn10.8%
ROE17.3%
Rev Growth13.5%
Beta0.77
Dividend3.15%
Rating analysts7

Quality Signals

Piotroski F8/9

Options Flow

P/C2.00bearish
IV28%low
Max Pain$30-25.1% vs spot

Model-generated analysis — not investment advice. Not a registered investment advisor. Past performance does not guarantee future results. Full disclaimer

Rating Breakdown

1 floor-breaker·1 ceiling hit

Momentum below the gate floor. Component breakdown shows what dragged the score down.static

Macd
0.0
Volume
0.0
Obv
1.0
Ma Position
4.0
Rsi
7.7
Uptrend pullback (RSI 38) - buy opportunityVolume distribution (falling OBV)Above 200-day MA
GatesMomentum 2.5<4.5A.R:R -2.1=NEGATIVEInsider activity: OKNo SEC red flagsNEWS EVENTS NONE RECENTEARNINGS PROXIMITY 82d clearSEMI CYCLE PEAK CLEARSuitability: Moderate
RSI
38 · Neutral
20D MA 50D MA 200D MAGOLDEN CROSSSupport $39.27Resistance $43.10

Price Targets

$38
$42
A.Upside+5.5%
A.R:R-2.1:1

Position Sizing

ConvictionNone
Suggested %0.5%
Max %1%
RegimeCautious

Risk Alerts

! Target reached (-10.6% upside)
! Momentum score 2.5/10 — below 4.5 minimum
! Negative risk/reward — downside exceeds upside

Earnings

B
B
B
M
3/4 beats
Next Earnings2026-07-23 (82d)

Verdict History

reverse chrono — latest first
Loading history...
Verdicts are recorded on every nightly pipeline run. Rows capture transitions (verdict flips, score deltas ≥0.3, entry/TP/SL changes). Rows with a ▶ can be expanded to see the change reason. Aggregate cohort performance is tracked in the recommendation ledger.
Frequently Asked Questions
Is ORI stock a buy right now?

Hold if already holding. Not a fresh buy at $40.05, but acceptable to hold if already in. Reasons: Analyst target reached - limited upside remaining; Negative momentum. Chart setup: No recognized chart pattern (not a breakout, bounce, continuation, recovery, falling knife, or range) — technicals mixed. Maintain position. Not compelling to add more. Target $42.24 (+5.5%), stop $38.13 (−5.0%), A.R:R -2.1:1. Score 6.2/10, moderate confidence.

What is the ORI stock price target?

Take-profit target: $42.24 (+5.7% upside). Target $42.24 (+5.5%), stop $38.13 (−5.0%), A.R:R -2.1:1. Stop-loss: $38.13.

What are the risks of investing in ORI?

Analyst target reached - limited upside remaining; Negative momentum.

Is ORI overvalued or undervalued?

Old Republic International Corp trades at a P/E of 9.8 (forward 12.0). TrendMatrix value score: 9.2/10. Verdict: Hold.

What do analysts say about ORI?

7 analysts cover ORI with a consensus score of 3.9/5. Average price target: $42.

What does Old Republic International Corp do?Old Republic International is a Chicago-based insurance holding company operating through Specialty Insurance and Title...

Old Republic International is a Chicago-based insurance holding company operating through Specialty Insurance and Title Insurance segments, generating $9.1 billion in consolidated revenues in 2025. Specialty Insurance produced $900 million pretax income; Title Insurance contributed $139.9 million. The company emphasizes disciplined underwriting, asset diversification, and long-term financial soundness across multi-state operations.

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