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HDFC Bank Limited (HDB) Stock Analysis

Buy WaitModerate Confidence

Financial Services · Banks - Regional

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and... Read more

$25.81+38.9% upside
Score 6.2/10Entry $25.23Target $35.83Reward/Risk 5.6:1

TrendMatrix rates HDFC Bank Limited (HDB) as Buy (Wait for Entry) with moderate confidence. The stock trades at $25.81 with +38.9% upside to the $35.83 price target. Overall score: 6.2/10 across 10 analysis dimensions. Reward/risk ratio: 5.6:1.

Passes 3/5 gates (favorable risk/reward ratio, clean insider activity, no SEC red flags). Fails on weak momentum and death cross (50MA < 200MA). Suitability: moderate.

Val7.6Qual5.5Grw6.7Mom3.9Sent7.7Ins3.7Peer5.8Tech6.0Risk7.76.2OVERALL

Investment Thesis

+ Earnings catalyst in 25 days
+ Strong earnings beat streak (4/4)
+ Attractive valuation
- Negative momentum
- Below 200-day MA

Fundamentals

P/E (TTM)17.6
P/E (Fwd)18.5
Mkt Cap$129.0B
EV/EBITDA
Profit Mgn26.2%
ROE14.0%
Rev Growth26.4%
Beta0.36
Dividend1.48%
Analysts46
Frequently Asked Questions
Is HDB stock a buy right now?

TrendMatrix rates HDFC Bank Limited (HDB) as Buy (Wait for Entry) with moderate confidence. Score 6.2/10. Entry target: $25.23.

What is the HDB stock price target?

Take-profit target: $35.83 (+38.9% upside). Reward/risk ratio: 5.6:1. Stop-loss: $24.00.

What are the risks of investing in HDB?

Negative momentum; Below 200-day MA.

Is HDB overvalued or undervalued?

HDFC Bank Limited trades at a P/E of 17.6 (forward 18.5). TrendMatrix value score: 7.6/10. Verdict: Buy (Wait for Entry).

What do analysts say about HDB?

46 analysts cover HDB with a consensus score of 4.4/5. Average price target: $42.

What does HDFC Bank Limited do?HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain,...

HDFC Bank Limited provides banking and financial products and services to individuals and businesses in India, Bahrain, Hong Kong, Singapore, and Dubai. The company operates through Treasury, Retail Banking, Wholesale Banking, Other Banking Business, Insurance Business, and Other segments. It offers savings, salary, current, rural, public provident fund, pension, and demat accounts; fixed and recurring deposits; and safe deposit lockers, as well as offshore accounts and deposits, and overdrafts against fixed deposits. The company also provides personal, home, car, two-wheeler, business, doctor, educational, gold, consumer, and rural loans; loans against properties, securities, mutual funds, rental receivables, and assets; loans for professionals; government sponsored programs; and loans on credit card, as well as working capital and commercial/construction equipment finance, healthcare/medical equipment, commercial vehicle finance, dealer finance, and term loans. In addition, it offers credit, debit, prepaid, forex, and kisan gold cards; payment and collection, export, import, remittance, bank guarantee, letter of credit, trade, hedging, and merchant and cash management services; and insurance and investment products. Further, the company provides short term finance, bill discounting, structured finance, export credit, loan repayment, custodial, and documents collection services; online, mobile, and phone banking services; unified payment interface, immediate payment, national electronic funds transfer, and real time gross settlement services; channel financing, vendor financing, reimbursement account, money market, derivatives, employee trusts, cash surplus corporates, tax payment, and bankers to rights/public issue services; and financial solutions for supply chain partners and agricultural customers. It operates branches and automated teller machines in various cities/towns. The company was incorporated in 1994 and is headquartered in Mumbai, India.

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21 OVERSOLD
<20d<50d<200dDEATH CROSSSupp $24.74Res $32.23

Price Targets

$24
$25
$36
Upside+38.9%
Reward/Risk5.6:1

Position Sizing

ConvictionMEDIUM
Suggested %0.5%
Max %1%
RegimeCAUTIOUS

Risk Alerts

! MOMENTUM:3.9<5.0
! DEATH_CROSS:HARD_BLOCK
OVERSOLD BOUNCECATALYSTSuitability: Moderate
Risk/Reward 7.8>=2.0
Insider activity: OK
No SEC red flags
Momentum 3.9<5.0
Death cross (50MA < 200MA)